We were just about to exchange contracts for a property in Great Shelford. We encountered a snag. Our mortgage offer with Halifax expires on 1/10/2021 but the sellers are putting forward a completion date of 5/10/2021. Is it possible to prolong the loan expiry date?
The person best placed to address this issue is your solicitors who should calculate if he or she is better off negotiating with the bank, vendor’s lawyers, property agents or indeed all three taking into account the history of your transaction as of today.
My brother-in-law has suggested I instruct a conveyancing solicitor in Great Shelford. I need to find out whether they are on the Aldermore approved list of lawyers. Can you help?
You should call the solicitor and enquire if they can act for the lender. Alternatively you can call Aldermore who may be able to help.
I have been told that property searches are the main cause of delay in Great Shelford conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not figure within the common causes of delays during the legal transfer of property. Searches are not likely to be the root cause of slowing down conveyancing in Great Shelford.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who handled the conveyancing in Great Shelford 5 years ago no longer exist. What are my options?
As long as the title is registered the information relating to your ownership will be held by HMLR with a Title Number. It is possible to conduct a search at the Land Registry, locate your house and secure up to date copies of the property title for less than a fiver. Where the property is Leasehold then the Land Registry will usually retain a certified duplicate of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
I'm converting the mortgage on my primary home to a buy to let mortgage with Norwich and Peterborough Building Society and I will use the ballance of the raised equity as a down payment on a second property. The location we are talking about is Great Shelford. Will your lawyers be able to act for both sets of mortgage companies and tie in the conveyances?
Make use of our comparison tool on this page to be sure that the conveyancers are approved by both mortgage companies. Having checked that they are your conveyancer should be able to simultaneously deal with the two transactions but you should have a chat with you conveyancer and make apparent your expectations and requirements.
A licensed conveyancer acted on my conveyancing in Great Shelford 8 years past and was holding my deeds but has now closed – What can I do to retreive these?
Deeds, as such, no longer exist as most properties in Great Shelford are archived electronically at Land Registry. Where you need to prove evidence of proprietorship or are disposing of or refinancing your conveyancing practitioner will need to obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.