Why would I instruct a Great Shelford conveyancing solicitors firm given that web based conveyancers are more affordable?
By all means make sure that you scrutinise conveyancing costs in Great Shelford and you should seek an affordable fee calculation but don’t be focused with sourcing the lowest priced Great Shelford conveyancer. Finding the right conveyancer can be the distinction between a seamless and a stressful house move. It is important that you ensure that you have expert advice from an experienced conveyancer. An e-mail can never replace a phone discussion and are no substitute for a face to face appointment. The firms that we work with will allocate you a qualified and top rated conveyancing solicitor who can deal with your conveyancing from start to finish, providing a level of personalised service that you will never get with an online conveyancer. He or She will inform you on any developments making sure that you are never in the dark. Should you need to call the office you will know who to ask for and we'll ensure you're not left wondering what's going on.
Can I use your services to find a Conveyancing solicitor in Great Shelford even where I’m not purchasing or selling a house, for instance where I want to acquire a shop in Great Shelford with a loan from The Mortgage Works?
Our comparison service is predominantly there to get a quote from residential conveyancing solicitors in Great Shelford but we have recorded towards the bottom of this page a selection of Great Shelford commercial conveyancing firms. You should speak with the company directly to establish if they can also act for The Mortgage Works
We are planning to purchase with Earl Shilton BS. I went into 3 or 4 local companies yet am struggling to find a Great Shelford conveyancing firm on the Earl Shilton BS approved list. Could you assist?
You should take advantage of the find a conveyancing panel solicitor tool on this site. Pick the lender and type Great Shelford or your preferred area and you will be presented with numerous conveyancers offices in Great Shelford or by proximity to you.
My wife and I are at the point of looking at houses in Great Shelford and I am about to put in an offer. Should I already have a lawyer in place at this stage? I will be getting a home loan with Leeds Building Society.
It would be wise to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. As you are seeking a mortgage with Leeds Building Society, make sure you remember to check that your lawyer is on the Leeds Building Society conveyancing panel.
I have a mortgage with UBS for my property in Great Shelford. Conveyancing was finalised a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform UBS?
You must advise UBS before letting out your property as this is likely to be a breach of UBS’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. It should not be necessary to do this via a UBS conveyancing panel firm.
Completion of my remortgage has taken place for my property in Great Shelford. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am looking for a flat up to £305k and identified one round the corner in Great Shelford I like with open areas and station in the vicinity, however it's only got 51 years on the lease. There is not much else in Great Shelford for this price, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a mortgage the shortness of the lease will be problematic. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
We own a leasehold flat in Great Shelford. Conveyancing was finished in 21012. I have been told that I mustn’t allow the lease length fall too short. What is the reasoning?
Great Shelford domestic long term leases are for a set period - usually ninety nine years when they are first granted. However many flats in Great Shelford were constructed or converted in the 70’s80’s and so such leases now have fewer than 80 years left to run. This may sound like a long time but Banks, Building Societies and other mortgage companies on the whole need leases to have a minimum of seventy five years left to adequate security. Accordingly when you come to sell the property you will need a lease extension if you are approaching eighty years. To maximise the saleability of your property you should be considering whether to extend your lease well in advance of selling the property. Furthermore significant benefits to taking action before the lease reaches even eighty years as when the lease falls below 80 years the premium to be paid to extend starts to get a lot more expensive.