We note that you have a post code search directory listing law firms on the Principality conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Cottenham?
We are a listing service only for law firms wishing to communicate if they are on the Principality conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Cottenham.
My lender has suggested solicitors on their panel based in Cottenham but I would rather use a conveyancing lawyer in Cottenham or nearer to where I live. Are you able to assist?
The minority of Cottenham conveyancing firms are on all banks conveyancing panel. Use the above search tool to choose a Cottenham conveyancing firm on the on the mortgage company panel.
I just bought a property at auction in Cottenham. Conveyancing is necessary. What happens now?
Now that you have for in every practical sense signed on the dotted line you must instruct a conveyancing practitioner as a matter of priority as you are faced with a tight a fixed date to complete the purchase. An auction property should have a corresponding auction pack. This should include most,if not all of the documents that your conveyancer requires. If you have purchased leasehold property the auction papers may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You need to hand this to the solicitor instructed by you at the earliest opportunity. You also need to ensure that that you have the requisite funding in order to complete the transaction on the set completion date.
I'm the single recipient of my late grandmother’s will with all property in now in my sole name, including the my former home in Cottenham. Conveyancing formalities meant that the Land Registry date was in June. I plan to dispose of the house. I understand that there is a CML 6 month 'rule', meaning my proprietorship could be regarded the same way as though I had purchased the property in June. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. How practical a view mortgage companies take of it, depend on the bank as this clause chiefly exists to capture the purchase and immediately sell or the flipping of properties.
I'm in the process of viewing apartments in Cottenham and I am now considering a potential offer. Should I already have a lawyer in place at this stage? I am planning to take a mortgage with Lloyds.
It would be sensible to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are obtaining a mortgage with Lloyds, make sure you remember to check that your lawyer is on the Lloyds conveyancing panel.
I understand that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a residence in Cottenham? or Apparently there is historic law that means some house owners residing in a parish church boundary may be liable to contribute towards maintenance towards the chancel in proximity to the church. Is this appropriate for conveyancing in Cottenham?
Unless a previous purchase of the premises took place after 12 October 2013 you could expect solicitors carrying out conveyancing in Cottenham to remain encouraging a chancel search and or chancel repair liability insurance.
About to purchase a new build apartment in Cottenham. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Cottenham
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Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Forfeiture - bankruptcy or liquidation must not apply under this provision.
Due to the input of my in-laws I had a survey completed on a house in Cottenham ahead of instructing solicitors. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some lenders tend not grant a loan on such a property.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Cottenham. Conveyancing may be slightly more expensive based on your lender's requirements.