I am in the process of refinancing my property in Cottenham, does my lawyer need to be on the Coventry BS Solicitor panel?
There is nothing to stop you using your solicitor, but Coventry BS will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Do commercial conveyancing searches disclose planned roadworks that may affect a commercial estate in Cottenham?
Many commercial conveyancing solicitors in Cottenham will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Cottenham. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Cottenham.
For each commercial conveyancing transaction in Cottenham it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may result in delays to Cottenham commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not carried out for domestic conveyancing in Cottenham.
The deeds to my home are lost. The lawyers who handled the conveyancing in Cottenham 4 years ago have long since closed. What are my options?
As long as you have a registered title the details of your proprietorship will be evidenced by the Land Registry with a Title Number. It is easy to execute a search at the Land Registry, identify your house and secure up to date copies of the Registered Entries for a small fee. Where the title is Leasehold then the Land Registry will usually retain a file copy of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
I decided to have a survey done on a house in Cottenham in advance of instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some lenders tend not grant a loan on such a premises.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cottenham. Conveyancing will be smoother if you use a solicitor in Cottenham especially if they are accustomed to such properties in Cottenham.
I am 14 days into a residential purchase having been recommend to a firm by the selling agent to carry out the conveyancing in Cottenham. I am am starting to be dissatisfied with the quality of service. Can you you assist me in finding new lawyers?
A solicitor would have to be really poor in order to consider diss instructing them. Has the mortgage offer been sent? In the event that it has you need to make them aware of the new solicitor and ensure the mortgage documents are issued to the new lawyers. The solicitor ideally should be on the lenders approved list to avoid escalating fees and frustration. That should be your starting point. Our search tool can help you find a lender approved lawyer for your home move in Cottenham
When it comes to my conveyancing in Cottenham should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Cottenham conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the conveyancing practitioner's time in submitting the funds this way.