I am assisting my mother sell her house in Mortlake. Will the conveyancer order the EPC or should I organise this?
Following the abolition of HIPs, energy performance certificates remained a compulsory element of selling a property. An EPC needs to be to hand prior to the property being marketed. This is not as aspect of the sale process that solicitors normally organise. Where you are using a Mortlake conveyancing lawyer they may be willing to arrange energy assessments due to their relationships with long established Mortlake accredited person
We are getting the release of further funds on our home loan from Nationwide as we want to conduct a loft conversion to our property in Mortlake. Do we need to appoint a bricks and mortar Mortlake solicitor on the Nationwide conveyancing panel to handle the legals?
Nationwide don't usually instruct a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Nationwide panel.
We have agreed to purchase a house in Mortlake. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Barclays be concerned?
Given that your lender is Barclays your lawyer must follow the conveyancing requirements set out in Section 2 of UK Finance Lenders’ Handbook for Barclays. The Council of Mortgage Lenders’ Handbook stipulates minimum requirements for solar panel roof-space leases, and lawyers are required to report to Barclays where a lease fails to meet these specifications. The requirements relate to the installation of panels on properties countrywide and is not limited to Mortlake.
How does conveyancing in Mortlake differ for new build properties?
Most buyers of new build residence in Mortlake approach us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is completed. This is because new home sellers in Mortlake tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Mortlake or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a quick, no chain conveyancing. Mortlake is where the house is located. Can you offer any guidance?
Flying freeholds in Mortlake are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Mortlake you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mortlake may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am downsizing from my home. My former lawyers has retired. I am in need of a recommendation of a conveyancing firm. Im based in Mortlake if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Mortlake. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
I need to instruct a conveyancing solicitor for residential conveyancing in Mortlake. I've stumble across a web site which appears to be the ideal offering If it is possible to get all formalities completed via email that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What are your top tips when it comes to appointing a Mortlake conveyancing firm to deal with our lease extension?
If you are instructing a conveyancer for lease extension works (regardless if they are a Mortlake conveyancing firm) it is essential that they be familiar with the legislation and specialises in this area of work. We advise that you talk with several firms including non Mortlake conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be of use:
How many lease extensions has the firm carried out in Mortlake in the last 12 months? What are the legal fees for lease extension conveyancing?
My wife and I have hit a brick wall in trying to purchase the freehold in Mortlake. Can this matter be resolved via the Leasehold Valuation Tribunal?
Where there is a missing landlord or where there is dispute about the premium for a lease extension, under the relevant legislation you can apply to the First-tier Tribunal (Property Chamber) to judgment on the price payable.
An example of a Freehold Enfranchisement case for a Mortlake property is 19 St. Margarets Crescent in August 2010. the tribunal was of the view that the premium to be paid by the leaseholder for the freehold reversion was £51,983.00 This case related to 3 flats. The unexpired term as at the valuation date was 66.25 years.