We are about to exchange contracts for a property in Mortlake. We encountered a snag. The loan offer with Bank of Scotland runs out on 17/3/2021 but the vendors are putting forward a completion date of 19/3/2021. Can one prolong the mortgage expiry date?
The best person to address this issue is your conveyancer who will assess whether he or she is corresponding with the mortgage broker, seller’s conveyancers, selling agents or conceivably all parties given the circumstances your house move as of today.
I am buying a property and require a conveyancing solicitor in Mortlake who is on the Aldermore approved. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Aldermore in certain locations such as Mortlake. We dont recommend any particular firm.
Is it the case that all Mortlake conveyancing solicitors on the RBS conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the RBS approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Some lenders do permit licenced conveyancers on their panel and in such a situation the organisation would be regulated by the CLC.
My partner and I have organised a further advance on our home loan from Co-operative as we want to carry out alterations to our house in Mortlake. Do we need to appoint a local Mortlake solicitor on the Co-operative conveyancing panel to handle the legals?
Co-operative do not ordinarily require firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Co-operative list.
I am due to exchange contracts on my apartment. I had a double glazing fitted in February 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Skipton are being pedantic. The Mortlake solicitor who is on the Skipton conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I used Stirling Law a few years ago for my conveyancing in Mortlake. Now, I need my documents but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Mortlake of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Mortlake differ for newly converted properties?
Most buyers of new build or newly converted property in Mortlake come to us having been asked by the seller to exchange contracts and commit to the purchase even before the house is constructed. This is because developers in Mortlake typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Mortlake or who has acted in the same development.
I am downsizing from my house. My past conveyancers have shut. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Mortlake if that makes a difference.
You should use our search tool to help you choose a solicitor for your conveyancing in Mortlake. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.