I have just been advised by my lender that my Mortlake property lawyer is not on the lender Conveyancing panel. What can I do to check?
The first thing you need to do is to call your Mortlake conveyancer. It is reasonable to expect your lawyer to notify you what has happened. Where they are not on the panel they may recommend you to a Mortlake conveyancing firm that is on the approved list of lawyers for your mortgage company.
I am about to put an offer on a leasehold property in Mortlake. The selling agents assure me that it is normal for flats in Mortlake to have less than 75 years remaining. I am taking out a loan with Chelsea Building Society. Will the property be mortgageable given that the lease has 70 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/4/2025 the requirements read as follows :
A friend recommended that if I am purchasing in Mortlake I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes included in the estimate for your Mortlake conveyancing searches. It is a large document of more than thirty pages, listing and setting out important information about Mortlake around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Mortlake Education with maps and statistics, Local Amenities and other useful data regarding Mortlake.
I am buying a new build apartment in Mortlake. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Mortlake
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Please supply a car parking plan. Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
I am a sole trader looking to take an assignment of a lease of an office on a shopping parade. Can you recommend conveyancers offering fixed fees for non-domestic conveyancing in Mortlake for under 1500k?
We can recommend firms who host a wealth of experience of commercial conveyancing in Mortlake, including the sale and purchase of businesses as well as simply property. Whether you are looking to buy or dispose of a shop, pub, restaurant, office, retail unit or a whole business we can find you the right firm. Regarding the charges these will vary based on the structure and heads of terms of the deal. Let us have your details or telephone so as to enable us to provide you with a detailed commercial conveyancing quote.
I today plan to offer on a house that appears to tick a lot of boxes, at a reasonable price which is making it more attractive. I have since found out that the title is leasehold rather than freehold. I am assuming that there are issues purchasing a leasehold house in Mortlake. Conveyancing solicitors have are soon to be instructed. Will my lawyers set out the implications of buying a leasehold house in Mortlake ?
Most houses in Mortlake are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area who can assist with the conveyancing process. We note that you are purchasing in Mortlake in which case you should be shopping around for a Mortlake conveyancing solicitor and check that they are used to transacting on leasehold houses. First you will need to check the number of years remaining. Being a lessee you will not be entirely free to do whatever you want with the house. The lease comes with conditions for example obtaining the freeholder’spermission to conduct changes to the property. It may be necessary to pay a service charge towards the maintenance of the communal areas where the property is located on an estate. Your solicitor should report to you on the legal implications.
I have given up negotiating a lease extension in Mortlake. Can this matter be resolved via the Leasehold Valuation Tribunal?
Where there is a absentee landlord or where there is dispute about the premium for a lease extension, under the relevant legislation it is possible to make an application to the First-tier Tribunal (Property Chamber) to calculate the premium.
An example of a Freehold Enfranchisement matter before the tribunal for a Mortlake premises is 19 St. Margarets Crescent in August 2010. the tribunal was of the view that the premium to be paid by the leaseholder for the freehold reversion was £51,983.00 This case affected 3 flats. The unexpired residue of the current lease was 66.25 years.