It is 10 years ago since I purchased my home in East Sheen. Conveyancing solicitors have recently been appointed on the sale but I am unable to locate the title documents. Is this a problem?
Don’t worry too much. First there is a chance that the deeds will be retained by the lender or they may be in the possession of the solicitor who oversaw your purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in East Sheen relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is resolvable.
Is there a search tool that I can utilise to discover of the solicitor handling my conveyancing in East Sheen is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Platform Home Loans Ltd thus spending £175.00 in another set of conveyancing costs.
Feel free to make the most of the find a lender approved solicitor tool on this page. Pick the lender and type ‘East Sheen’ or your preferred area and you will be presented with a number of lawyer based in East Sheen or nearest you.
What can a local search inform me about the property my wife and I buying in East Sheen?
East Sheen conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search organisations for example Searches UK The local search is essential in every East Sheen conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search should provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.
I've recently found out that there is a flying freehold issue on a property I have offered on last month in what should have been a simple, chain free conveyancing. East Sheen is the location of the property. Can you offer any opinion?
Flying freeholds in East Sheen are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside East Sheen you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in East Sheen may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
We're first time buyers - had an offer accepted, but the selling agent advised that the owners will only go ahead if we use their preferred solicitors as they are insisting on a ‘quick sale’. My instinct tells me that we should use a family solicitor with experience of conveyancing in East Sheen
We suspect that the owner is unaware of this demand. If they desire ‘a quick sale', alienating a motivated buyer is going to damage their objectives. Speak to the vendors direct and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you intend to use your own,trusted East Sheen conveyancing firm - rather thanthe ones that will give the negotiator at the agency a introducer fee or achieve conveyancing figures demanded by corporate headquarters.
When it comes to my conveyancing in East Sheen should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some East Sheen conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the conveyancer's time in submitting the funds this way.