Do lenders provide you with an approved list of Rhymney conveyancing solicitors? How do you know who is on the Kent Reliance conveyancing panel?
Rhymney conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
I have 7378 less than 75 years unexpired on my lease and require a lease extension for my flat in Rhymney. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 10/12/2025 the requirements read as follows :
Me and my brother own a 4 bedroom Edwardian house in Rhymney. Conveyancing solicitor represented me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold under the matching address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rhymney and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing practitioner who carried out the work.
How does conveyancing in Rhymney differ for newly converted properties?
Most buyers of new build premises in Rhymney come to us having been asked by the seller to exchange contracts and commit to the purchase even before the property is finished. This is because developers in Rhymney tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Rhymney or who has acted in the same development.
I opted to have a survey completed on a house in Rhymney before instructing solicitors. I have been advised that there is a flying freehold element to the property. The surveyor advised that some mortgage companies may refuse to give a loan on a flying freehold property.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. Should you wish to telephone us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Rhymney. Conveyancing will be smoother if you use a solicitor in Rhymney especially if they are acquainted with such properties in Rhymney.
What advice can you give us when it comes to choosing a Rhymney conveyancing practice to carry out our lease extension conveyancing?
If you are instructing a solicitor for lease extension works (regardless if they are a Rhymney conveyancing practice) it is essential that they be familiar with the legislation and specialises in this area of work. We advise that you speak with two or three firms including non Rhymney conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be of use:
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What are the charges for lease extension conveyancing? Can they put you in touch with clients in Rhymney who can give a testimonial?
Rhymney Leasehold Conveyancing - A selection of Queries Prior to buying
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Are any of leasehold owners in arrears of their service charge payments? It is important to be aware whether window replacement or some other significant cost is coming up to be shared between the tenants and will materially increase the the maintenance charges or necessitate a specific payment. Generally speaking the outlay for major works tend not to be included within service charges, albeit that some managing agents in Rhymney ask leasehold owners to pay into a sinking fund and this is used to offset against larger repairs or maintenance.