Please could you recommend a HSBC Bank approved Rhymney conveyancing firm that can complete within two weeks? Would it be better to use a high street Rhymney conveyancer or a web based conveyancer?
We would be happy to suggest some excellent Rhymney conveyancing firms. Another option is to visit the main road in Rhymney. Visit two or three firms and request to see a conveyancing solicitor for a costs illustration. Discuss your deadline together with your reasons and ask for an assurance on your deadline. Select the lawyer that appears most efficient.
We are purchasing a property and require a conveyancing solicitor in Rhymney who is on the Barclays conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Barclays . We don't recommend any particular firms conducting conveyancing in Rhymney.
Me and my brother own a 4 bedroom Georgian house in Rhymney. Conveyancing lawyer acted for me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rhymney and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing lawyer who conducted the conveyancing.
I opted to have a survey done on a property in Rhymney in advance of instructing lawyers. I have been told that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies will not grant a mortgage on this type of house.
It varies from the lender to lender. HSBC has different instructions from Halifax. If you e-mail us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Rhymney. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rhymney to see if the conveyancing costs will increase in light of this.
My husband and I are FTB’s - agreed a price, but the agent advised that the owners will only issue a contract if we instruct their preferred lawyers as they want a ‘quick sale’. Our preferred option is to instruct a family solicitor with experience of conveyancing in Rhymney
We suspect that the owner is not behind this request. Should the vendor desire ‘a quick sale', taking such a hostile approach to a genuine buyer is counter productive. Try to communicate with the sellers directly and explain that (a)you are motivated purchasers (b)you are ready to go, with finances in place © you are chain free (d) you wish to move quickly (e)but you will continue to use your own,trusted Rhymney conveyancing firm - not the ones that will provide the estate agent a introducer fee or meet his conveyancing figures demanded by senior management.
I am just shy of a 10% deposit on my flat purchase in Rhymney , but I am anxious exchange. Do I have options?
One option is to try and accept a lesser deposit. Many vendors will agree to a smaller deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last minute