Our family lawyer has quoted £1150 for freehold conveyancing in Whittlesey. I am selling a Edwardian house for £150,000. Are these estimated fees excessive? Is it above what I should be paying for conveyancing in Whittlesey?
The quote is fractionally on the expensive side. If you shop around you might reduce the fees slightly by perhaps £125. On the other hand, you couldlive to rue opting for an an untested lawyer. If is important to be sure that the solicitor can act for your mortgage company. Do make use of our comparison tool to locate a Whittlesey conveyancing company on the lender’s approved list of lawyers which can often include conveyancing solicitors in Whittlesey.
What is the difference between a licensed conveyancer and conveyancing solicitor in Whittlesey
There are many recorded licenced Conveyancers in Whittlesey and Solicitor partnerships in Whittlesey offering conveyancing It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. The two can deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
Two weeks ago we had a mortgage agreed in principle with Leeds Building Society. Whittlesey conveyancing lawyers were chosen. What is the average time that one could expect to receive a mortgage offer from Leeds Building Society?
Some lenders take longer than others. Have Leeds Building Society completed the valuation? Have you informed Leeds Building Society as to your lawyers' details and checked that your lawyers are on the Leeds Building Society conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I have paid off my mortgage with Kent Reliance. I assume I don't need a Whittlesey lawyer on the Kent Reliance panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
Various internet forums that I have come across warn that are the number one cause of hinderance in Whittlesey house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays in the conveyancing process. Local searches are not likely to be the root cause of slowing down conveyancing in Whittlesey.
Due to the advice of my in-laws I had a survey completed on a house in Whittlesey in advance of retaining conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some lenders tend refuse to grant a loan on such a home.
It varies from the lender to lender. HSBC has different instructions for example to Halifax. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Whittlesey. Conveyancing may be slightly more expensive based on your lender's requirements.
I am looking into buying my first house which is in Whittlesey and I am already nervous. I couldn't find anything specific about Whittlesey. Conveyancing will be needed in due course but do you know about the Whittlesey area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Whittlesey. In the meantime here are some basic statistics that we found
I need to retain a conveyancing solicitor for purchase conveyancing in Whittlesey. I happened to land on a site which looks to be the perfect solution If it is possible to get all the legals completed via web that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?