We were about to choose a conveyancing solicitor in Whittlesey recommended by you but have come across some other quotes on the internet seem cheaper – why is this?
You can find plenty of solicitors advertising alleged cut-price conveyancing, yet more often than not extrafees end up with the final invoice mounting up beyond all recognition. In accordance with regulatory requirements costs outlined in terms and conditions should be equitable raised The solicitors that we put forward for conveyancing in Whittlesey set out all charges for a standard conveyancing matter.
Can your site be used to recommend a Conveyancing solicitor in Whittlesey even where I’m not buying or selling a house, for instance where I wish to buy an office in Whittlesey with a loan from Britannia?
Our comparison service is mainly used to help choose residential conveyancing solicitors in Whittlesey but we have listed towards the bottom of this page some Whittlesey commercial conveyancing firms. You should enquire with the company directly to establish if they can also act for Britannia
We wanted to use a conveyancing solicitor in Whittlesey for our home move. Our broker has since notified us that our mortgage company Santander won't deal with them. Surely this is unfair competition?
Banks normally restrict either the category or the volume of conveyancing solicitors on their panel. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the profile of firm, a few banks have limited the number of firms they allow to represent them. Be aware that Santander have no responsibility for the quality of advice provided by any member of Santander Conveyancer Panel. Mortgage fraud was a primary driver in the reduction of solicitor panels since 2008 even though there are differing views about the level of solicitor involvement in some of that fraud. Data from the Land Registry reveal that plenty of law firms, including some in or near Whittlesey only perform very few conveyances per annum.
I am helping my step-mother sell her house in Whittlesey. Will the conveyancer commission an energy assessment or it is for the owner to coordinate?
Following the abolition of Home Information Packs, EPC’s remained a mandatory element of moving property. An energy assessment must be commissioned before the property is marketed. This is not something that law firms normally arrange. Where you are using a Whittlesey conveyancing lawyer they may be willing to arrange EPC’s given their contacts with reputable local assessors
I am currently in the process of buying my council flat in Whittlesey. I have a mortgage agreed with Nationwide. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
It is not clear whether my lender requires a lease extension. I have called into my local Whittlesey building society branch on various occasions and was advised it wasn't a problem and they would lend. My Whittlesey conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.
Provided that the lawyer is on the lender approved list, they must adhere to the CML Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
five months have gone by since my purchase conveyancing in Whittlesey concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Whittlesey differ for newly converted properties?
Most buyers of new build residence in Whittlesey approach us having been asked by the builder to exchange contracts and commit to the purchase even before the property is constructed. This is because developers in Whittlesey typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Whittlesey or who has acted in the same development.