Me and my fiancee are purchasing our first property. The lawyer has messagedto check if we want to take out supplemental conveyancing searches. We are really unsure what's necessary for conveyancing in March
The quantity and type of March conveyancing searches should be dictated entirely on the premises, the location, the likelihood of any of these risks, your knowledge of the area and risks, your overall appetite to risk. What is important is that you properly understand what information the searches could supply. Then you can decide if you personally think you need that search. Should you be uncertain, ask the lawyer to advise.
Do all mortgage companies provide you with an approved list of March conveyancing solicitors? How do you know who is on the Virgin Money conveyancing panel?
March conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.
We are aiming to move house in January. Does my conveyancing solicitor call the removal company on the completion day. As an aside, can you put forward a removal company in March. Conveyancing firm was found before I stumbled across your site.
On the day of completion you can collect the keys from your estate agent but this can only occur when the previous owners conveyancers inform the agent that they have the completion monies and the keys can be released. You should inform the removal men that they can start moving you in. We do not recommend a particular removal organisation but can assist you in choosing a conveyancing in March or a legal practice with expertise in conveyancing in March.
My solicitor has informed me that lack of right of way insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in March?
The right level of lack of right of way indemnity insurance depends on who your lender is. It would differ for example between Yorkshire Building Society and The Royal Bank of Scotland. Conveyancing practitioners as opposed to borrowers take out such policies.
Last month we had a mortgage agreed in principle with Virgin Money. March conveyancing practitioners are chosen. What is the average time that one could expect to receive a mortgage offer from Virgin Money?
Some lenders take longer than others. Have Virgin Money completed the survey? Have you advised Virgin Money as to your lawyers' details and checked that your lawyers are on the Virgin Money conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Do I need to take out insurance to address the risk of chancel repairs when purchasing a house in March?
Unless a previous acquisition of the house took place post 12 October 2013 you can assume that conveyancing practitioners handling conveyancing in March to continue to suggest a chancel search and or chancel repair liability policy.
Have purchased a a semi-detached house in March , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My March conveyancing solicitor has been painfully slow, so I want to be sure that my purchase is registered.
There is nothing unique about conveyancing in March registration formalities. Rather than based on location, timescales can vary according to the party submitting the application, whether there are errors and if the Land registry communicate with any 3rd persons or bodies. Currently approximately three quarters of submission are fully dealt with within 12 days but some can be subject to protracted delays. Registration is effected once the buyer is living at the premises thus 'speed' is not always an essential issue but if it is urgent that the the registration takes place urgently then you or your conveyancer could communicate with the Registry to express the reasoning for the application to be prioritised.
My husband and I are 17 days into a freehold purchase having been referred to a firm by the high street agent to carry out the conveyancing in March. I am not happy. Could you you assist me in finding new solicitors?
They would need to be really bad in order to consider changing them. Has your loan offer been sent? If so you need to make them aware of the new contact details and have the mortgage documents are re-sent. The solicitor ideally needs to be on the lenders panel to avoid added fees and delays. So that should be your starting point. Our find a solicitor tool should assist you in finding a lender approved lawyer for your home move in March