Much to our surprise we have been advised by our mortgage adviser that my Huntingdon lawyer is not on the bank Solicitor panel. What can I do to be sure that this is correct?
The best course of action for you to take is to contact your Huntingdon conveyancer. You lawyer should notify you what has happened. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
Are the BSA intent on creating a search tool with a view to list law firms on the Loughborough BS conveyancing panel for instance in Huntingdon?
We have not been informed any intention on the part of the BSA to develop such a search facility.
We are close to exchanging contracts on the sale of our property in Huntingdon and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any local conveyancer would know this is not the case. For the life of me I don't know why the buyers are using an online conveyancing firm rather than a conveyancing solicitor in Huntingdon. Having lived in Huntingdon for three years we know of no issue. Do we contact our local Authority to seek confirmation need.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Due to the encouragement of my in-laws I had a survey completed on a house in Huntingdon in advance of retaining conveyancers. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some lenders tend not issue a mortgage on such a premises.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. Should you wish to call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Huntingdon. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Huntingdon to see if the conveyancing will be more expensive.
I need to find a conveyancing solicitor for some conveyancing in Huntingdon. I happened to chance upon a web site which seems to have the ideal offering If there is a chance to get all formalities completed via phone that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Your search tool is useful but there are many lawyers listed near Huntingdon being on the mortgage company conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for our bank?
We are not in the business of recommending one firm above another as the right Huntingdon conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Huntingdon knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..