I am getting a offer of a home loan from Nat West. I hope to instruct a Licensed Conveyancer in Plymouth. Does the Nat West Solicitor panel include conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
I am downsizing from our house in Plymouth and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the purchasers instructed a nationwide conveyancing outfit rather than a conveyancing solicitor in Plymouth. Having lived in Plymouth for many years we know of no issue. Is it a good idea to contact our local Authority to seek confirmation that there is no issue.
It would appear that you have a conveyancing firm already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Me and my brother purchased a terraced Victorian property in Plymouth. Conveyancing solicitor acted for me and TSB. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold under the exact same property. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Plymouth and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing practitioner who completed the work.
I need to appoint a conveyancing solicitor for residential conveyancing in Plymouth. I have discover a site which appears to be the perfect solution If it is possible to get all formalities done via email that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Planning to exchange soon on a ground floor flat in Plymouth. Conveyancing solicitors assured me that they will have a report out to me next week. What should I be looking out for?
Your report on title for your leasehold conveyancing in Plymouth should include some of the following:
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Does the lease prevent you from subletting the flat, or having a home office for business Specifying your rights in respect of common areas in the building.E.G., does the lease contain a right of way over a path or staircase? Information concerning the obligations as set out in the lease to to contribute towards maintenance costs - with regard to both the building, and the more general rights a tenant has Your conveyancers should enable you to have an understanding of the building insurance provisions Alterations to the premises
Plymouth Leasehold Conveyancing - A selection of Questions you should ask before Purchasing
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Its a good idea to find out as much as you can about the managing agents as they will either make life much easier or a lot more difficult. As the owner of a leasehold property you are often at the mercy of the managing agents both financially and when it comes to practical issues such as the cleanliness of the common parts. Enquire of prospective neighbours what they think of them. Finally, be sure you understand the dates that the service charges are due to the relevant party and precisely how they are spending that money. The best form of lease arrangement is a share of the freehold. In this arrangement the lessees have being in charge if their destiny and notwithstanding that a managing agent is often retained where the building is larger than a house conversion, the managing agent is directed by the tenants. What is the maintenance charge and ground rent on the flat?
My cousin is purchasing a basement flat in Plymouth. He was given a quote by the solicitor connected to the estate agents totaling £1250 . It was 7 years ago since I sold and purchased a property and it cost was £600. Have fees really escalated to that extent?
You should contact 3 or 4 local Plymouth conveyancing solicitors seeking estimates. It is advisable to base your choice not only on cost, but on promptness and on how comprehensive the response was.