After what seems like an age a loan offer from HSBC for the refinancing of my 3 bedroom maisonette is expected any day now. Are you able to propose a cheap conveyancing law firm in Torpoint?
You are on the wrong site if you are in need of a cheap conveyancing in Torpoint. Our intention is to offer cost effective conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing companies enticing you with £100 conveyancing in Torpoint. In your best case scenario, in choosing a lawyer for cheap conveyancing, you will get your money’s worth and at worst it will result in you being stung for additional fees and still not receive the service required.
Why is leasehold purchase conveyancing in Torpoint costs more?
The conveyancing charges for a leasehold property in Torpoint is inevitably more expensive as compared to a freehold property. This is due to the supplemental work required in dealing with the landlord and managing agents to obtain information concerning whether the rent and maintenance charges have been cleared and whether there are any major works due in the near future on repairs or maintenance of the building.
My wife and I purchased a terraced Georgian house in Torpoint. Conveyancing solicitor acted for me and Nottingham Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Torpoint and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing practitioner who conducted the purchase.
Due to the guidance of my in-laws I had a survey completed on a property in Torpoint prior to instructing lawyers. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies may refuse to issue a loan on this type of house.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Torpoint. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Torpoint to see if the conveyancing will be more expensive.
My company is hoping to lease a unit on a shopping parade. Can you recommend solicitors offering no-sale-no charges for non-domestic conveyancing in Torpoint for under £1,200?
We can recommend firms who host a wealth of experience of commercial conveyancing in Torpoint, including the sale and acquisition of businesses as well as simply premises. If you are looking to acquire or sell a shop, pub, restaurant, office, retail unit or a whole business we can put you in touch with the right solicitor. Regarding the charges this will depend on the structure and heads of terms of the proposed transaction. Please provide us with your details or telephone us so that we may provide you with a fixed commercial conveyancing quote.
My father-in-law has suggested that I use his conveyancing solicitors in Torpoint. Should I use them?
No doubt the ideal way to choose a conveyancing practitioner is to have referrals from friends or relatives who have actually previously instructed the solicitor that you are considering.