I am hoping to receive a mortgage offer from Santander. I would like to use a Licensed Conveyancer in Torpoint. Does the Santander Solicitor panel allow for Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
We are purchasing a flat and need a conveyancing solicitor in Torpoint who is on the UBS approved panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Torpoint.
I appreciate that there are debates on Chancel Insurance on online forums. Do I need this when purchasing a property in Torpoint? or Apparently there is historic law that could mean that house owners residing in a parish church boundary may be liable to pay for repairs to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Torpoint?
Unless a prior purchase of the house took place post 12 October 2013 you can assume that conveyancing practitioners handling conveyancing in Torpoint to continue to recommend a chancel search and or insurance against a claim.
I decided to have a survey done on a house in Torpoint ahead of appointing conveyancers. I have been advised that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies may not issue a loan on this type of house.
It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Torpoint. Conveyancing will be smoother if you use a solicitor in Torpoint especially if they are accustomed to such properties in Torpoint.
I was advised by a number of property agents in Torpoint to choose a property lawyer using your seach tool. Is there a financial upside for Estate Agents to market your site ahead of alternative conveyancing organisations?
We refuse to give any commission for pointing buyers and sellers our way. We thought it would be too underhand to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
If all goes to plan we aim to complete the disposal of our £450,000 flat in Torpoint next Monday. The management company has quoted £348 for Certificate of Compliance, building insurance schedule and 3 years service charge statements. Is the landlord entitled to charge an administration fee for a leasehold conveyance in Torpoint?
Torpoint conveyancing on leasehold flats typically involves fees being raised by landlords agents :
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Answering conveyancing due diligence enquiries
Where consent is required before sale in Torpoint
Copies of the building insurance and schedule
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Torpoint Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing
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It would be sensible to investigate if the the lease contains any adverse restrictions in the lease. For example plenty of leases prohibit pets being permitted in certain buildings in Torpoint. If you like the propertyin Torpoint yet your cat can’t make the move with you then you will be presented with a hard compromise. It would be prudent to find out as much as you can about the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you are often at the mercy of the managing agents both financially and when it comes to practical issues such as the tidiness of the common parts. You should not be shy to ask other tenants what they think of their service. In conclusion, find out the dates that the maintenance fees are due to the managing agents and precisely what you get for your money. How many years remain on the lease?