All was ready to complete my purchase in Gunnislake next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the lender. What does the insurance need to cover?
All property lawyers on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not specific to conveyancing in Gunnislake.
We see that you have a search directory listing firms on the Coventry BS conveyancing panel. Do companies pay you a referral fee if I retain them for our conveyancing in Gunnislake?
We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Gunnislake.
About to place an offer on a leasehold apartment in Gunnislake. The property agents say that it is standard for flats in Gunnislake to have less than 75 years remaining. I am taking out a mortgage with Virgin. Is this going to be acceptable if the lease has 69 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 18/1/2026 the requirements read as follows :
I note that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a property in Gunnislake? or Apparently there is a law dating back centuries that means some owners of property living in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this relevant for conveyancing in Gunnislake?
Unless a prior acquisition of the property completed post 12 October 2013 you may take it that conveyancing practitioners delivering conveyancing in Gunnislake to continue to suggest a chancel search and or chancel repair liability insurance.
I used Stirling Law several years ago for my conveyancing in Gunnislake. I now require my papers however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Gunnislake of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing a house in Gunnislake. I can find my conveyancer's company on the CLC list, but I can't find my conveyancer's name as listed on the regulator's website. Is this a big problem?
Not every individual in the company must be listed by the regulator. Provided there is a manager qualified to 'oversee' the conveyancing, the actual day-to-day activity can be conducted by unlicensed staff.