In what way does my ID and proof of funds have anything to do with my conveyancing in Callington? Why is this being asked of me?
To satisfy the Money Laundering Regulations any Callington conveyancing firm will require proof of identity in all conveyancing matters. This is normally dealt with by provision of a passport and an original bank statement or utility bill evidencing your correct address.
In accordance with Money Laundering Regulations, conveyancers are duty bound to investigate not just the identity of conveyancing clients but also the source of monies that they receive in respect of any matter. An unwillingness to disclose this may result in your lawyer cancelling their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your conveyancers are duty bound to notify the relevant authorities should they believe that any monies received by them may contravene the Anti-terror and anti-money-laundering rules.
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Callington so that I can attend their offices if required.
Whereas this was necessary 12 years ago, almost all banks no longer require their conveyancing panel lawyer to witness the borrowers signature. It will still be necessary for you to supply identification documents and there are still manifest advantages to using a locally based practitioner, in your case a conveyancing solicitor in Callington.
A relative recommended that where I am purchasing in Callington I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally included in the estimate for your Callington conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Callington around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Callington Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Callington Education with maps and statistics, Local Amenities and other useful data about Callington.
How does conveyancing in Callington differ for newly converted properties?
Most buyers of new build property in Callington come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is built. This is because developers in Callington tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Callington or who has acted in the same development.
Should I appoint a Callington conveyancing solicitor based in the location that I am hoping to buy? I have an old university friend who can deal with the legal formalities however they are based 400miles drive away.
The benefit of a local Callington conveyancing practice is that you can visit the firm to sign paperwork, deliver your identification documents and apply pressure on them where appropriate. Having local Callington know how is a bonus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and on the whole were happy that must surpass using an unknown Callington conveyancing lawyer just because they are local.
What do I do if I am dissatisfied with the lawyer who carried out my conveyancing in Callington?
Occasionally the level of service you receive is not as you expect, and unfortunately every so often things do go wrong. That being said there is recourse if you were not happy with your conveyancing in Callington. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their governing body. If things still aren’t sorted out you may consider getting in touch with the Legal Ombudsman.