Do the Building Society Association intend to launch a searchable register to to identify law firms on the Coventry BS conveyancing panel for example in Callington?
We are not aware of any plans on the part of the BSA to promote such a register.
We are buying a 4 bedroom semi-detached house in Callington. The intention is to carry out an extension to the side at the property.Will the conveyancing process include checks to see if these alterations were previously refused?
Your property lawyer will check the registered title as conveyancing in Callington will on occasion reveal restrictions in the title documents which prohibit certain changes or need the consent of a 3rd party. Certain additions require local authority planning permissions and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these issues with a surveyor prior to committing yourself to a purchase.
When it comes to mortgage companies such as Bank of Ireland, do Callington conveyancers incur an annual charge to be on the list of approved solicitors?
We are not aware of any bank fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
I'm in the process of looking at apartments in Callington and I am now considering a potential offer. Is it best to have a solicitor on ‘stand by’? I will be getting a home loan with Santander.
It would be advisable to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are getting a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a property in Callington? or Apparently there is a law dating back centuries that means some homeowners living in a parish church boundary will be compelled to pay for maintenance towards the chancel within the church. Is this applicable for conveyancing in Callington?
Unless a previous acquisition of the premises completed after 12 October 2013 you may expect lawyers handling conveyancing in Callington to continue to advocate a chancel search and or chancel repair liability policy.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Callington is where the house is located. Can you offer any guidance?
Flying freeholds in Callington are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Callington you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Callington may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
In what way does the Landlord & Tenant Act 1954 affect my business property in Callington and how can you help?
The 1954 Act affords a safeguard to business lessees, granting the a statutory right to make a request to court for a continuation of occupancy at the end of an expired lease. There are limited grounds where a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and help with commercial conveyancing in Callington
I purchased a property in Callington last 16/12/2022 and to date it is still not registered with HMLR. It was part of a development site and my property lawyer told me that it may take twelve months to register. I have contacted HM Land Registry directly and they have informed me the initial application was cancelled due to failure to reply to requisitions. Should I be concerned?
Call your property lawyer - if you are not getting sensible responses, find out about their internal complaints procedure and escalate your concerns to a Partner. Registrations for Callington conveyancing are not known to be significantly delayed.