I am nearing an exchange on a property in Callington and my parents have sent the 10% deposit to my conveyancing practitioner. I am now told that as the deposit has been received from someone other than me my conveyancing practitioner needs to make a notification to my mortgage company. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is not just from me. I disclosed to the mortgage company concerning my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?
Your lawyer is duty bound to check with lender to make sure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only disclose this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
Are the Callington conveyancing solicitors identified as being on the Skipton conveyancing panel, together with their details provided by Skipton?
Callington conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Callington. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/4/2026, the requirements read as follows :
I am helping my aunt sell her property in Callington. Does the conveyancer commission an energy assessment or should I organise this?
After the abolition of Home Information Packs, energy assessments remained a required part of moving house. An energy performance certificate needs to be to hand in advance of the property being advertised. This is not as aspect of the sale process that law firms ordinarily arrange. Where you are using a Callington conveyancing practitioner they might be willing to arrange energy assessments due to their relationships with long established Callington energy assessors
Are all Callington Conveyancing Quality Solicitors on the Nottingham conveyancing panel?
Some major lenders now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.
I am due to exchange contracts on my flat. I had a double glazing fitted in September 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Skipton are being problematic. The Callington solicitor who is on the Skipton conveyancing panel is recommending indemnity insurance as a solution but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Various online forums that I have frequented warn that are the primary reason for obstruction in Callington conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of delays during the legal transfer of property. Searches are unlikely to feature in any delay in conveyancing in Callington.
I opted to have a survey completed on a house in Callington in advance of retaining lawyers. I have been advised that there is a flying freehold element to the house. The surveyor has said that some banks tend not grant a loan on such a premises.
It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Callington. Conveyancing will be smoother if you use a solicitor in Callington especially if they are acquainted with such properties in Callington.