Am I correct in assuming that the fact that my conveyancer in Callington is not identified on my lender's conveyancing panel that there is a problem with the quality of her work?
It would not be wise to jump to that conclusion. There are plenty of reasonable explanations. A recent report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Callington conveyancing firm and enquire why they are no longer on the approved list for your bank.
I am purchasing a flat and need a conveyancing solicitor in Callington who is on the Lloyds TSB Bank conveyancing. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Lloyds TSB Bank in certain locations such as Callington. We dont recommend any particular firm.
My wife and I are close to exchanging contracts on the sale of our home in Callington and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A local conveyancer would know that there is no such problem. It does beg the question why the purchasers instructed an internet conveyancing firm rather than a conveyancing solicitor in Callington. We have lived in Callington for 5 years we know that this is a non issue. Do we contact our local Authority to seek confirmation need.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
It has been 3 months since my purchase conveyancing in Callington completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Callington differ for newly converted properties?
Most buyers of new build property in Callington approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is finished. This is because house builders in Callington tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Callington or who has acted in the same development.
We are 18 days into a residential purchase having been referred to conveyancers by the selling agent to execute conveyancing in Callington. We are not happy. Could you you assist me in finding new lawyers?
They would need to be really bad to suggest replacing them. Has your mortgage offer been issued? If so you need to make them aware of the replacement lawyer and ensure the loan are re-issued. The conveyancer should be on the banks approved list to avoid added expenses and delays. So that should be your first question of the new solicitors. Our search tool will help you find a lender approved solicitor for your home move in Callington