It may have been a long time coming a mortgage offer from NatWest for the remortgage of my 3 bedroom apartment is to be issued imminently. Are you able to suggest a low cost conveyancing lawyer in Parkstone?
You have come to the wrong site to search for the cheapest conveyancing solicitors in Parkstone. We can offer you value for money conveyancing but we do not aim to work with the cheapest lawyers. Resist the temptation to appoint brokers offering £100 conveyancing in Parkstone. At best, in being led by low cost conveyancing, you will earn what you pay for and at worst you will end up with a hefty uplift in extras and still not get the service you were looking for.
My wife and I have recently appointed a conveyancing solicitor in Parkstone. I I would like to check if they are on the Platform Home Loans Ltd approved list of lawyers. Can you advise?
You should e-mail your conveyancer and enquire if they can act for the bank. Otherwise you can call Platform Home Loans Ltd who may be able to confirm.
Last month we had a mortgage agreed in principle with Barclays. Parkstone conveyancing lawyers have been selected. How long does it take for Barclays to forward the offer to the property lawyer?
Some lenders take longer than others. Have Barclays done the survey? Have you advised Barclays as to your lawyers' details and checked that your lawyers are on the Barclays conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Completion of my purchase has taken place for my property in Parkstone. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I am due to exchange contracts on my apartment. I had a double glazing fitted in June 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, TSB are being a right pain. The Parkstone solicitor who is on the TSB conveyancing panel is recommending indemnity insurance as a solution but TSB are requiring a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
What can a local search tell me about the property we're buying in Parkstone?
Parkstone conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search organisations such as Searchflow The local search is essential in every Parkstone conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search should reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
I'm buying a new build house in Parkstone with the aid of help to buy. The developers refused to reduce the amount so I negotiated £7000 of extras instead. The sale representative advised me not inform my conveyancer about the deal as it will adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Am I best advised to instruct a Parkstone conveyancing solicitor who is local to the property I am purchasing? An old friend can perform the legal work however her office is a couple of hundredmiles drive away.
The primary upside of using a high street Parkstone conveyancing practice is that you can drop in to sign documents, deliver your identification documents and pester them if necessary. Having local Parkstone know how is a plus. That being said nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and the majority were content that must surpass using an unknown Parkstone conveyancing lawyer just because they are Parkstone based.