I am looking to buy a house and need a conveyancing solicitor in Parkstone who is on the National Westminster Bank approved. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for National Westminster Bank in certain locations such as Parkstone. We dont recommend any particular firm.
Can I be sure that the Parkstone conveyancing solicitor on the Nottingham panel is any good?
When it comes to conveyancing in Parkstone seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor carrying out your transaction.
Two weeks ago we had a mortgage agreed in principle with HSBC. Parkstone conveyancing solicitors have been appointed. What is the average time that one could expect to receive a mortgage offer from HSBC?
Some lenders take longer than others. Have HSBC completed the survey? Have you advised HSBC as to your lawyers' details and checked that your lawyers are on the HSBC conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
We expect to receive a OIP from Yorkshire BS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Parkstone solicitors on the Yorkshire BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Parkstone solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.
Various online forums that I have frequented warn that are a common reason for stalling in Parkstone house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances in the conveyancing process. Local searches are unlikely to feature in any delay in conveyancing in Parkstone.
I decided to have a survey done on a property in Parkstone ahead of retaining lawyers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some banks will not grant a loan on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Parkstone. Conveyancing will be smoother if you use a solicitor in Parkstone especially if they are familiar with such properties in Parkstone.
My husband and I are a couple of weeks into a freehold purchase having been directed to a firm by the local agent to carry out the conveyancing in Parkstone. We are not happy. Can you help me find new conveyancers?
A conveyancer would have to be very bad to suggest replacing them. Has the mortgage been generated? If so you need to make them aware of the new contact details and get the mortgage documents are re-issued. Your new solicitor ideally needs to be on the lenders approved list to avoid added expenses and delays. So that should be your first question of the new conveyancers. Our find a solicitor tool should help you find a lender approved lawyer for your conveyancing in Parkstone
If all goes to plan we aim to complete the sale of our £250,000 flat in Parkstone in just under a week. The management company has quoted £420 for Certificate of Compliance, insurance certificate and 3 years statements of service charge. Is it legal for a freeholder to charge an administration fee for a leasehold conveyance in Parkstone?
Parkstone conveyancing on leasehold apartments more often than not involves the purchaser’s solicitor submitting questions for the landlord to answer. Although the landlord is not legally bound to respond to these enquiries the majority will be content to do so. They are entitled to charge a reasonable charge for answering enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is over three hundred pounds, in some transactions it exceeds £800. The administration charge levied by the landlord must be sent together with a summary of entitlements and obligations in respect of administration charges, otherwise the charge is technically not due. Reality however dictates that one has little choice but to pay whatever is requested of you should you wish to sell the property.
Parkstone Conveyancing for Leasehold Flats - A selection of Queries before buying
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On the whole the cost for major works are not included within maintenance charges, although some managing agents in Parkstone obliged tenants to contribute towards a sinking fund created for the specific purpose of establishing a fund for larger repairs or maintenance. You should want to find out as much as possible regarding the company managing the block as they will affect your use and enjoyment of the property. As the proprietor of a leasehold property you will be at the mercy of the managing agents from a financial perspective and when it comes to day to day matters such as the cleanliness of the communal areas. Ask other people whether they are happy with them. On a final note, be sure you discover the dates that the service charges are due to the managing agents and precisely what it includes. Are there any major works in the planning that could add a premium to the maintenance costs?