We note that you have a search directory identifying solicitors on the Skipton conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Verwood?
We are a listing service only for law firms wishing to communicate if they are on the Skipton conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Verwood.
I am assisting my niece sell her property in Verwood. Will the solicitor order the energy assessment or it is for me to coordinate?
After the demise of HIPs, energy assessments was maintained a mandatory element of selling a property. An energy performance certificate must be commissioned prior to the property being advertised. This is not as aspect of the sale process that conveyancers normally organise. If you are using a Verwood conveyancing solicitor they may be able to arrange energy performance certificates given their relationships with reputable local accredited person
Completion of my remortgage has taken place for my property in Verwood. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Coventry BS have agreed my mortgage in principle, my bid on a house in Verwood has been accepted, what happens next?
The estate agent will need to be informed of your lawyer's details (make sure the solicitors are on the lender’s panel). Contact Coventry BS or your financial adviser and complete any outstanding documentation. Coventry BS will instruct a valuer who will get in touch with the selling agent or seller to arrange an appointment. Once conducted (assuming no problems) it takes about ten days for the mortgage offer to be issued. Coventry BS will send the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Verwood.
I have recentlybeen informed that Arc property Solicitors have closed. They carried out my conveyancing in Verwood for a purchase of a freehold house 12 months ago. How can I be sure that the property is registered correctly in the name of the former proprietor?
The quickest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Verwood conveyancing specialists.
How does conveyancing in Verwood differ for new build properties?
Most buyers of new build or newly converted property in Verwood approach us having been asked by the developer to sign contracts and commit to the purchase even before the premises is constructed. This is because new home sellers in Verwood usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Verwood or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Verwood is where the house is located. Can you shed any light on this issue?
Flying freeholds in Verwood are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Verwood you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Verwood may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My conveyancers in Verwood have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the mortgage company. Is it case that being on the lender conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the lender Conveyancing Panel Terms. It might be worth you contacting the mortgage company directly.