Is there a reason to use a Boscombe conveyancing firm given that online alternatives are cheap by comparison?
Its a good idea to shop around for conveyancing costs in Boscombe and you should seek an affordable estimate but don’t become consumed with looking for the cheapest Boscombe conveyancer. Appointing the right conveyancer can mark the difference between a smooth and a frustrating home move. You need to ensure that you have expert guidance from a specialist solicitor. Emails can't replace a phone conversation and can never replicate a face to face meeting. Our partner firms will appoint you a qualified and experienced conveyancing solicitor that will deal with your conveyancing from from the outset to completion, providing a level of hand holding that you will never get with an online conveyancer. He or She will update you as to any developments and keep you informed. Should you need to phone the office you will know who you need to speak to and they will ensure you are kept fully informed.
In what way does my ID and proof of funds have anything to do with my conveyancing in Boscombe? Why is this being asked of me?
Boscombe conveyancing solicitors as well as nationwide property lawyers accross the UK have a duty under Anti-terror and anti-money-laundering rules to verify the identity of any client in order to satisfy themselves that clients are who they say they are.
Conveyancing clients are required to supply two forms of certified ID; proof of identity (typically a Passport or Driving Licence) and proof of address (typically a Utility Bill no more than three months).
Proof of source of monies is also required under the money laundering laws as lawyers are duty bound to check that the funds you are utilising to acquire a property (whether it be the deposit for exchange or the full purchase price if you are buying without a mortgage) has come from a reputable source (such as an inheritance) as opposed to the proceeds of illegitimate behaviour.
Have completed on a a semi-detached house in Boscombe , how long will it take for the Land Registry to record my ownership? My Boscombe conveyancing solicitor has been very slow, so I want to check that my ownership is registered.
As far as conveyancing in Boscombe is concerned, registration is no quicker or slower than anywhere else in the country. Rather than based on location, timeframes can vary subject to the party submitting the application, whether it is in order and if the Land registry have to notify any interested parties. Currently in the region of three quarters of such applications are fully addressed in less than three weeks but occasionally there can be longer hold-ups. Registration is effected once the buyer is living at the premises so 'speed' is not typically an essential issue yet if it is urgent that the the registration takes place urgently then you or your conveyancer must contact the land registry and explain the circumstances.
I have been on the look out for a leasehold apartment up to £235,500 and found one near me in Boscombe I like with a park and transport links nearby, however it's only got 61 years on the lease. There is not much else in Boscombe in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?
Should you need a home loan the remaining unexpired lease term will be problematic. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this.
I have been pointed in your direction by three or four local estate agents in Boscombe to choose a conveyancer using your seach tool. Is there a financial incentive for Estate Agents to recommend your lawyers over another?
We don’t give any referral fee for directing people in our direction. We thought it would be too underhand a fee because home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
What is the reason for my conveyancer requiring a list of items of identification before I can proceed with my conveyancing in Boscombe?
Boscombe conveyancers are duty bound by the Law Society, Solicitors Regulation Authority, the Land Registry and current Money Laundering legislation to record that the have checked the identity of their clients. It will also be a requirement of your mortgage offer. In addition they have to complete various forms, particularly those relating to SDLT and need to have information such as your full names, national insurance number and DOB.