I am expecting a mortgage offer from Lloyds. I hope to use a Licensed Conveyancer in Boscombe. Does the Lloyds Conveyancing panel include Licensed Conveyancers?
The Lloyds approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Can I use your services to find a Conveyancing solicitor in Boscombe even if I’m not purchasing or disposing of a house, for instance if I wish to acquire an office in Boscombe with a mortgage from Alliance & Leicester ?
Our comparison service is predominantly utilised to find residential conveyancing solicitors in Boscombe but we have recorded at the end of this page a selection of Boscombe commercial conveyancing firms. You will need to speak with the company directly to check if they can also act for Alliance & Leicester
I am considering mortgaging my property in Boscombe, does my lawyer have to be on the Leeds Building Society Solicitor panel?
There is nothing to stop you using your solicitor, but Leeds Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
A colleague pointed out to me me that in buying a property in Boscombe there may be various restrictions preventing external changes to the property. Is this right?
We are aware of anumerous of properties in Boscombe which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Boscombe should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Can you help - my lawyer advises that chancel insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Boscombe?
The appropriate level of chancel indemnity insurance depends on your lender. It would differ for example between Nationwide Building Society and Barnsley Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
I have paid off my mortgage with TSB. I assume I don't need a Boscombe conveyancing practitioner on the TSB panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
About to purchase a new build flat in Boscombe. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Boscombe
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.
Is there a distinction between surveying and conveyancing in Boscombe?
Conveyancing - in Boscombe or anywhere in England and Wales - is the legal term given to transferring legal title of property from one person to another. It therefore includes the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re purchasing and will help you discover the condition of the building and, if there are problems, give you leverage for negotiating the purchase price down or asking the vendor to remedy the problems before you move in.