We are acquiring our first property. The lawyer has e-mailedto see if we wish to order additional conveyancing searches. We are really unsure what's needed for conveyancing in Hamworthy
The range of Hamworthy conveyancing searches should be dictated primarily on the premises, the location, the possibility of any of these risks, your familiarity of the region and risks, your overall appetite to risk. What matters is that you adequately appreciate what information the searches could give you. You may then make a decision if you consider that you need that search. If uncertain, ask the property lawyer to guide you.
My wife and I have recently appointed a conveyancing solicitor in Hamworthy. I need to find out if they are accepted on the Bank of Ireland approved list of lawyers. Could you assist?
The first thing you should do is call the conveyancer and ask them if they are on the lender panel. Otherwise please call Bank of Ireland who may be able to help.
We are getting a further advance on our mortgage from Lloyds as we intend to carry out renovations to our house in Hamworthy. Do we need to appoint a high street Hamworthy solicitor on the Lloyds conveyancing panel to deal with the legals?
Lloyds don't usually appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds conveyancing panel.
We have agreed to purchase a house in Hamworthy. A rare aspect is that the roof has a solar panel. Santander have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Santander your lawyer must follow the formal instructions contained in Section two of UK Finance Lenders’ Handbook for Santander. The Council of Mortgage Lenders’ Handbook stipulates minimum provisions for solar panel roof-space leases, and lawyers are required to report to Santander where a lease does not satisfy these provisions. The provisions relate to the installation of panels on properties nationwide and is not restricted to Hamworthy.
I have paid off my mortgage with Skipton. I assume I don't need a Hamworthy solicitor on the Skipton panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
Have completed on a a semi-detached house in Hamworthy , how long will it take for the Land Registry to register the transfer to my name? My Hamworthy conveyancing solicitor has been very slow, so I want to check that my ownership is registered.
There is nothing unique about conveyancing in Hamworthy registration formalities. Rather than based on location, timescales can vary subject to the party submitting the application, whether there are errors and if the Land registry must send notices to any third parties. At present approximately 80% of submission are fully addressed in less than three weeks but occasionally there can be protracted delays. Historically registration is effected once the buyer has moved in to the premises therefore 'speed' is not usually an essential issue yet where it is urgent that the the registration takes place urgently then you or your lawyers could communicate with the Registry to express the reasoning for the application to be prioritised.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Hamworthy. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Hamworthy
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The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please confirm the Lease plans are surveyor prepared. There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I was advised by numerous estate agents in Hamworthy to get a quote from a conveyancer on your site. What’s the financial advantage for Estate Agents to market your lawyers over and above a competitor’s?
We don’t give any referral fee for sending work to this site. We found it would be just too difficult a fee because a client could think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.