After what seems like an age a mortgage agreement from NatWest for the refinancing of my 4 room maisonette is expected imminently. Can you suggest a low cost conveyancing lawyer in Hamworthy?
This site is not designed to help those in their quest for cut-price fees for conveyancing solicitors in Hamworthy. Our intention is to offer excellent value conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing brokers offering the bait of £100 conveyancing in Hamworthy. In your best case scenario, in choosing a lawyer for cheap conveyancing, you will earn what you pay for and at worst you will end up being stung for additional fees and still not get the service you were looking for.
Can I use your services to locate a Conveyancing solicitor in Hamworthy even if I’m not buying or disposing of a house, for instance where I wish to acquire an office in Hamworthy with a mortgage from Norwich and Peterborough Building Society?
Our search tool is primarily used to select domestic conveyancing solicitors in Hamworthy but we have set out at the end of this page some Hamworthy commercial conveyancing firms. You will need to enquire with the company directly to check if they are also authorised to represent Norwich and Peterborough Building Society
A relative advised me that in buying a property in Hamworthy there could be various restrictions as to what one can do in terms of external changes to a property. Is this right?
There are a number of properties in Hamworthy which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Hamworthy should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We have a mortgage agreed in principle with Leeds Building Society. Hamworthy conveyancing solicitors were chosen. How long does it take for Leeds Building Society to issue the offer to the property lawyer?
There is no definitive answer here. Have Leeds Building Society conducted the survey? Have you advised Leeds Building Society as to your lawyers' details and checked that your lawyers are on the Leeds Building Society conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
My offer was accepted on a property in Hamworthy on 27/1/2025, valuation was booked five days later, received a clean bill of health. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am buying my first flat in Hamworthy benefiting from help to buy. The developers would not reduce the amount so I negotiated £7000 of additionals instead. The property agent told me not reveal to my conveyancer about the side-deal as it will put at risk my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My father-in-law has recommend that I instruct his lawyers for conveyancing in Hamworthy. Should I use them?
No doubt the ideal way to select a conveyancing solicitor is to seek referrals from friends or relatives who have actually previously instructed the firm you're are thinking of instructing.
Last October I purchased a leasehold flat in Hamworthy. Am I liable to pay service charges for periods before my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Hamworthy Conveyancing for Leasehold Flats - Sample of Queries before Purchasing
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What is the the remaining lease term? What prohibitions exist in the Hamworthy Lease? The prefered form of lease arrangement is if the freehold reversion is owned by the leaseholders. In this situation the lessees benefit from control and notwithstanding that a managing agent is frequently employed where the building is bigger than a house conversion, the managing agent acts for the leaseholders themselves.