When does exchange of contracts occur in residential conveyancing in Lytchett Matravers and do I need to be at the solicitors office?
If you are near to one of the conveyancing solicitors in Lytchett Matravers you are welcome to come in to sign the paperwork. That being said, the firms we recommend provide countrywide coverage for conveyancing and give just as diligent and professional a job for you when dealing with you digitally. The signing of the contract is not the point of no return. A signed contract simply enables the conveyancer to address the formalities at the appropriate time, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Lytchett Matravers)to be in the office at the appropriate time.
My home in Lytchett Matravers is up for sale and I have accepted an offer. Does my conveyancer have to be required to be on the Skipton conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Skipton conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
I am helping my niece sell her property in Lytchett Matravers. Does the solicitor commission an energy assessment or it is for the owner to see to?
Following the abolition of HIPs, energy assessments was retained a mandatory element of moving house. An EPC needs to be to hand prior to the property being marketed. It is not as aspect of the sale process that lawyers ordinarily organise. Where you are using a Lytchett Matravers conveyancing lawyer they might help arrange EPC’s given their relationships with reputable local energy assessors
I am currently in the process of buying my council flat in Lytchett Matravers. I have a mortgage offer with TSB. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
I was told two weeks ago that my mortgage has been agreed to by Aldermore. Is it usual for Aldermore to only issue the offer once my solicitor in Lytchett Matravers is approved on their conveyancing panel? Aldermore have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have recentlybeen informed that Action Conveyancing have closed. They carried out my conveyancing in Lytchett Matravers for a purchase of a leasehold flat 12 months ago. How can I check that the property is in my name in the name of the former proprietor?
The quickest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Lytchett Matravers conveyancing specialists.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Lytchett Matravers is where the house is located. What do you suggest?
Flying freeholds in Lytchett Matravers are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lytchett Matravers you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lytchett Matravers may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
What are the specific advantages to choosing a high street lawyer in Lytchett Matravers
Many buyers and sellers in Lytchett Matravers opt for a local property lawyer so that they can pop into the lawyer’s offices just in case they have problems, and to deliver documents rather than run the risk of depending on the Royal Mail.
One could say that there is a distinct advantage in using a conveyancing practitioner local to a premises you are buying, due to the knowledge of the area and potential local concerns - but this is moot. Many conveyancers conduct their work via email and may be practically anywhere.