Can I use your services to find a Conveyancing solicitor in Page Green even if I’m not buying or selling a house, for example where I want to buy a shop in Page Green with a mortgage from HSBC Bank?
Our comparison service is mainly used to select residential conveyancing solicitors in Page Green but we have listed towards the end of this page a selection of Page Green commercial conveyancing firms. You will need to make contact with the solicitors directly to see if they can also act for HSBC Bank
Can you help - my lawyer advises that missing deeds insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Page Green?
The right level of missing deeds indemnity insurance depends on your lender. It would differ for example between National Westminster Bank and Skipton Building Society. Conveyancing lawyers as opposed to borrowers take out such insurances.
I had a mortgage agreed in principle with TSB. Page Green conveyancing solicitors are selected. How long does it take for TSB to send the offer to the conveyancing practitioner?
There is no definitive answer here. Have TSB completed the survey? Have you informed TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I've digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Page Green solicitor - who is on the TSB conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Page Green surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I'm purchasing my first flat in Page Green benefiting from help to buy. The sellers would not budge the price so I negotiated £7000 of extras instead. The house builders rep told me not inform my conveyancer about this side-deal as it will affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a simple, chain free conveyancing. Page Green is where the house is located. Is there any advice you can impart?
Flying freeholds in Page Green are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Page Green you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Page Green may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
What is different about your site and alternative web based conveyancing brokers when it comes to conveyancing in Page Green?
At this site receive an accurate quote via a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Page Green. As opposed to estate agents and many comparison sites we are not in the business of charging firms a fee if you select them for your conveyancing in Page Green
I need to retain a conveyancing solicitor for leasehold conveyancing in Page Green. I have chance upon a web site which appears to be the ideal answer If there is a chance to get all formalities completed via web that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?