Our bank has recommended a law firm on their panel based in Tottenham but I would rather use a conveyancing lawyer in Tottenham or nearer to where I live. Are you able to help?
It is by no means the case that all Tottenham conveyancing solicitors are approved and listed on all lender’s conveyancing panel. Use our search tool to identify a Tottenham conveyancing firm on the on the lender panel.
I just bought a property at auction in Tottenham. Conveyancing is needed. What are my next steps?
Given that you have now legally committed yourself to purchase you must find a conveyancing lawyer quickly as you are facing a tight a drop dead date to complete the purchase. Every auction property will have a corresponding legal pack. This will include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the auction papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You must hand this to the solicitor instructed by you as soon as possible. You also need to ensure that you have funds in order to complete on the date specified in the contract.
Can you point me to a directory of Bank of Ireland panel conveyancers in Tottenham on the Council of Mortgage Lender’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings open the public online. If you are in need of a Tottenham conveyancer on the Bank of Ireland please make the most of our facility.
We previously chose conveyancing lawyers based in Tottenham on the Bank of Ireland solicitor approved list. They have just billed me an additional amount for handling the Bank of Ireland mortgage. Is this a supplemental conveyancing fee set by Bank of Ireland?
Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your solicitor may levy a fee for this. The charge is not dictated by Bank of Ireland but by your Tottenham property lawyer. Plenty of firms on the Bank of Ireland panel will charge ’dealing with mortgage’ fee but some firms include it on their overall fee.
I own a renovated Edwardian house in Tottenham. Conveyancing lawyer represented me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Tottenham and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing solicitor who conducted the work.
I am a couple of weeks into a residential purchase having been referred to solicitors by the selling agent to do our conveyancing in Tottenham. I am not happy. Can you help me find new solicitors?
A conveyancer would have to be very poor in order to consider replacing them. Has the mortgage offer been sent? In the event that it has you must advise them of the new contact details and ensure the offer are re-sent. Your new conveyancer needs to be on the lenders approved list to avoid escalating costs and complications. That should be your first question of the new solicitors. The find a solicitor tool should assist you in finding a bank approved conveyancer for your home move in Tottenham
I want to rent out my leasehold flat in Tottenham. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for permission?
Even though your last Tottenham conveyancing solicitor is no longer available you can check your lease to check if you are permitted to let out the premises. The rule is that if the lease is silent, subletting is allowed. Quite often there is a prerequisite that you need to obtain permission via your landlord or other appropriate person before subletting. The net result is you not allowed to sublet in the absence of first obtaining consent. The consent should not be unreasonably refused ore delayed. If the lease does not allow you to sublet you should ask your landlord for their consent.
I have tried to negotiate informally with with my landlord for a lease extension without getting anywhere. Can one make an application to the Leasehold Valuation Tribunal? Can you recommend a Tottenham conveyancing firm to assist?
Most certainly. We can put you in touch with a Tottenham conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a Tottenham residence is 30 Strode Road in June 2013. Following a vesting order by Edmonton County Court on 20th February 2013 the Tribunal arrived at a valuation for enfranchisement of £10,256 for the premises (£4,074 for the Ground Floor Flat and £6182 for the First Floor Flat) and £100 for the appurtenant land. This case related to 2 flats. The number of years remaining on the existing lease(s) was 83.33 and 77.3.
20 days into a sale of a flat in Tottenham. Conveyancing solicitors are doing their job but we have been asked to pay an extortionate amount by the landlord. So far we have paid £250 for a leasehold management pack and then a further £118 for answers to questions raised by the buyers conveyancer.
Neither you or your conveyancing practitioner will have any control over the extent of the charges for this information however the average costs for the information for Tottenham leasehold property is £395. When it comes to Tottenham conveyancing deals it is customary for the owner to cover the costs. The landlord or their agents are not duty bound to address these questions although many will be willing to do so - albeit often at high prices disproportionate to the work involved. Unfortunately there is no law that mandates set fees for administrative tasks. There is no set time limit by which they are duty bound to issue the information.