Me and my partner are acquiring a maisonette in Tottenham. My property lawyer has never been on on the mortgage company solicitor panel. Is it possible for me to use my Tottenham conveyancing solicitor notwithstanding that they are not on the bank panel of approved conveyancing solicitors?
You have a number of alternatives open to you here
- Complete the deal with your chosen Tottenham solicitor but your lender will no doubt appoint a property lawyer from their approved list. This will result in additional cost and potential delay.
- Choose a fresh lawyer to act in the purchase, obviously checking they are on the mortgage company conveyancing panel.
- Convince your property lawyer to do everything within their powers to get listed on the lender’s conveyancing panel
I am purchasing a house mortgage free in Tottenham. I have lived for the previous 20 years in Tottenham. Conveyancing searches are expensive. As I know the area and road very well must I have all the conveyancing searches?
Provided that you do not need a mortgage, then all but one or two of the Tottenham conveyancing searches are non-obligatory. Your solicitor will ’encourage you, perhaps strongly, that you should have searches completed, but she is duty bound to do this. Do consider; if you are likely to sell the house at a future date, it will likely be be of importance to your future purchaser what the searches contain. There are plenty of instances where houses with day to day issues can still show up detrimental search results. A competent conveyancing solicitor in Tottenham will provide you some practical advice in this regard.
I require expedited conveyancing in Tottenham as I have an ultimatum to complete inside 4 weeks. Thankfully I do not need a mortgage. Can I decline from having conveyancing searches to save fees and time?
If.Given you are not obtaining a mortgage you are at free not to have searches conducted although no lawyer would advise that you don't. With lots of history conveyancing in Tottenham the following are instances of issues that can crop up and therefore affect future saleability: Enforcement Actions, Overdue Charges, Outstanding Grants, Railway Schemes,...
Are there restrictive covenants that are commonly identified as part of conveyancing in Tottenham?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Tottenham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
My fiance and I may need to let out our Tottenham garden flat temporarily due to a new job. We instructed a Tottenham conveyancing firm in 2001 but they have since shut and we did not think at the time get any advice as to whether the lease permits subletting. How do we find out?
Some leases for properties in Tottenham do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably withhold but, in such cases, they would need to see references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
Following months of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Tottenham. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
You certainly can. We can put you in touch with a Tottenham conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a Tottenham property is 30 Strode Road in June 2013. Following a vesting order by Edmonton County Court on 20th February 2013 the Tribunal arrived at a valuation for enfranchisement of £10,256 for the premises (£4,074 for the Ground Floor Flat and £6182 for the First Floor Flat) and £100 for the appurtenant land. This case was in relation to 2 flats. The number of years remaining on the existing lease(s) was 83.33 and 77.3.
At last I have had an offer on an maisonette in Tottenham accepted, the seller does however have a tied purchase. The sellers have offered on somewhere, although it’s not yet tied up, and has viewings of other flats in the pipeline. I have selected a nearby conveyancing lawyer in Tottenham. What do I do now? At what point do I apply for the mortgage with Kent Reliance?
It is standard to have anxieties where there is an associated chain given your reluctance to be too out of pocket prematurely (mortgage application is approx £1k, then survey, Tottenham conveyancing search charges, etc). First, you must ensure that your solicitor is on the Kent Reliance conveyancing panel. As to the subsequent steps this very much depends on the circumstances of your transaction, desire for this property and on the state of the market. During a hot market many buyers will apply for the mortgage with Kent Reliance and arrange for the valuation and only if it was satisfactory would they ask their conveyancer to press on with the conveyancing in Tottenham.