A relative recommended that where I am buying in Stamford Hill I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Stamford Hill conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Stamford Hill around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Stamford Hill Education with maps and statistics, Local Amenities and other useful data concerning Stamford Hill.
How does conveyancing in Stamford Hill differ for newly converted properties?
Most buyers of new build property in Stamford Hill approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is built. This is because developers in Stamford Hill typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Stamford Hill or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a property in Stamford Hill ahead of appointing conveyancers. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some mortgage companies will refuse to give a mortgage on this type of premises.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Nationwide. If you contact us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Stamford Hill. Conveyancing will be smoother if you use a solicitor in Stamford Hill especially if they are familiar with such properties in Stamford Hill.
Do I need to be wary about 3rd parties that I am dealing with are encouraging me to use an internet conveyancing firm rather than a High Street Stamford Hill conveyancing firm?
As with lots of service providers, often referrals from connections can be most helpful. But there are many players in a conveyancing transaction; estate agents, financial adviser and mortgage companies may put forward conveyancers to choose. On occasion these lawyers might be known to one of the organisations as being good in their field, but sometimes there may be a commercial relationship behind the recommendation. You have the discretion to select your own conveyancer. However, bear in mind that many lenders operate an approved list of lawyers you are obliged to use for the mortgage related work in your house move.
I need to instruct a conveyancing lawyer in Stamford Hill for my house move. Is it possible to see a solicitor's record with the legal regulator?
One may find documented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The SRA could recorded telephone calls for training purposes.
I need to change lawyers as my Stamford Hill lawyer is not on the bank's panel of conveyancing solicitors. How simple is it to change conveyancer?
If you haven't yet appointed a conveyancer to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Stamford Hill that you're considering.