Is there a reason to appoint a Ely conveyancing company given that online alternatives are easier on the wallet?
By all means make sure that you compare conveyancing costs in Ely and you should seek an affordable quote but don’t waste your energy scouring the internet for the cheapest Ely conveyancer. Locating the right conveyancer can mark the distinction between a smooth and a frustrating home move. You need to ensure that you have expert advice from an experienced solicitor. Emails can't take the place of a telephone discussion and can never replicate a one to one consultation. The firms that we work with will allocate you a qualified and top rated conveyancing solicitor that will handle your conveyancing from start to finish, giving the sort of continuity that you will never get with an internet conveyancer. Our lawyers will keep you updated on any developments making sure that you are regularly updated. Should you need to contact the firm you will know who to ask for and we'll endeavour to make sure that you're not left wondering what's going on.
My lawyer has informed me that lack of planning permission insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Ely?
The appropriate level of lack of planning permission indemnity insurance should be dictated by who who your lender is. It would differ for example between HSBC Bank and Leeds Building Society. Conveyancing lawyers as opposed to members of the public take out such insurances.
is it true that all Ely solicitor practices on the Lloyds conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the Lloyds approved list of solicitors they would need to be overseen by the SRA. Some mortgage companies do allow licenced conveyancers on their panel and in that case the firms would be overseen by the Council of Licensed Conveyancers.
I recently had an offer agreed on a house in Ely. My financial adviser recommended their conveyancers. I paid an upfront payment of £200. Shortly after, the property lawyer contacted me sheepishly admitting that they were not on the Clydesdale conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Clydesdale panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My wife and I own a 4 bedroom Georgian house in Ely. Conveyancing practitioner represented me and Bank of Ireland. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ely and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with your conveyancing lawyer who carried out the work.
The estate agent has sent us the confirmation of our purchase of a new build flat in Ely. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Ely
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
Are there any apps to help search for a Ely law firm on the Bank of Ireland conveyancing panel? I have a car and am willing to travel upto 10miles to meet the solicitor.
Feel free to make use of the facility on this page. Please choose the bank and your location and you will see a number of Ely conveyancing lawyers located nearest you. We have listed some Ely conveyancing firms towards the end of this page and you can telephone them to see whether they are on the Bank of Ireland approved list
I need to instruct a conveyancing solicitor for residential conveyancing in Ely. I've stumble upon a site which seems to have the ideal answer If there is a chance to get all formalities completed via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?