This question may be naive but I am unexperienced as FTB of a ground floor flat in Sawston. Do I collect the keys to the premises on completion from my solicitor? If so, I will appoint a local conveyancing solicitor in Sawston?
On the day of completion you do not need to attend the conveyancers office in Sawston. Your solicitors will electronically transfer the purchase money to the vendor’s conveyancers, and shortly after the monies have arrived, you should be invited to collect the keys from the selling Agents and start moving into the property. This tends to happen early afternoon.
Does a directory service exist listing Nationwide panel solicitors in Sawston on the Building Society Association’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. Very few lending institutions make their panel listings visible online. If you are looking for a Sawston solicitor on the Nationwide please use our tool.
At last I have had an offer on a maisonette in Sawston accepted, the sellers do nevertheless have a dependent purchase. The sellers have placed an offer on somewhere, however it’s not yet agreed to, and have viewings of other apartments booked. I have selected a bricks and mortar conveyancing solicitor in Sawston. What do I do now? When do I get the mortgage application with TSB going?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is in the region of £1k, then survey, Sawston conveyancing search charges, etc). First, you must check that your conveyancer is on the TSB approved list. As to the next phase this very much depends on the specifics of your case, attraction to this property and on the state of the market. In a buoyant market some home buyers would apply for a home loan with TSB and pay for the valuation and only if it comes back ok would they ask their conveyancing practitioner to press on with searches.
Do I need to take out insurance to address the risk of chancel repairs when purchasing a residence in Sawston?
Unless a prior acquisition of the property completed after 12 October 2013 you could expect solicitors handling conveyancing in Sawston to remain recommending a chancel search and or insurance against a claim.
I used Stirling Law several years ago for my conveyancing in Sawston. I now require my papers however cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Sawston of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
About to purchase a new build apartment in Sawston. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Sawston
There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
Due to the encouragement of my in-laws I had a survey completed on a property in Sawston in advance of instructing conveyancers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some banks may not issue a loan on such a premises.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. If you e-mail us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Sawston. Conveyancing will be smoother if you use a solicitor in Sawston especially if they are familiar with such properties in Sawston.
I was recommended by a few selling agents in Sawston to get a quote from a property lawyer on your site. Is there a financial advantage for Estate Agents to recommend your services rather than a competitor’s?
We refuse to make any financial incentive for pointing buyers and sellers in our direction. We thought it would be too underhand a fee as members of the public would think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.