I am buying a property mortgage free in Waterbeach. I have been living for the previous dozen years in Waterbeach. Conveyancing searches are expensive. Given that I know the area and road very well must I have all the conveyancing searches?
Provided that you do not need a home loan, then the vast majority of the Waterbeach conveyancing searches are non-obligatory. Your conveyancer will ’encourage you, perhaps strongly, that you should have searches completed, but he has a professional duty to do this. Do take into account; if you are likely to sell the house one day, it will be of relevance to your future buyer what the searches determine. On occasion properties with no practical issues can still show up negative search results. A competent conveyancing solicitor in Waterbeach will be able to give you some constructive guidance concerning this.
I am assisting my aunt sell her flat in Waterbeach. Does the conveyancer commission an energy performance certificate or should I organise this?
Following the abolition of Home Packs, energy assessments was kept a required component of selling a house. An EPC should be commissioned before the property is marketed. This is not as aspect of the sale process that lawyers normally organise. If you are instructing a Waterbeach conveyancing solicitor they may be willing to arrange EPC’s due to their relationships with reputable local assessors
My solicitor has informed me that restrictive coveneant insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Waterbeach?
The right level of restrictive coveneant indemnity insurance depends on your lender. It would differ for example between Santander and Coventry Building Society. Conveyancing solicitors as opposed to borrowers take out such insurances.
How can we know in advance if a Waterbeach conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Waterbeach getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor carrying out your conveyancing.
A relative advised me that if I am buying in Waterbeach I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Waterbeach conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Waterbeach around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful information about Waterbeach.
I opted to have a survey completed on a property in Waterbeach in advance of appointing conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some banks will not give a mortgage on this type of premises.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. If you e-mail us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Waterbeach. Conveyancing will be smoother if you use a solicitor in Waterbeach especially if they regularly deal with such properties in Waterbeach.
Given that I will soon part with 450k on a house in Waterbeach I would like to talk to a lawyer concerning thehouse move in advance of appointing the firm. Is this something that you can arrange?
This is something that we recommend - we would be delighted to talk to you we do not take any clients on without you liaising with the solicitor who will be doing your conveyancing in Waterbeach.There is no ‘factory style conveyancing’ - each client is an important person, not a file reference. The law firms that we put you in touch with believe that the fees you are provided with for your conveyancing in Waterbeach should be the amount on the final invoice that you are charged.
My father has suggested that I use his lawyers for conveyancing in Waterbeach. Do I follow his recommendation?
There are no two ways about it it’s preferable to select a conveyancing solicitor is to get referrals from friends or family who have used the conveyancer that you are considering.