My financial adviser has asked me for my Cheetham law firm’s panel reference for the HSBC conveyancing panel. What is the best way to obtain this. I have contacted my local Cheetham office but they have not responded to me.
Have you tried calling your Cheetham lawyer about this?. Most Cheetham conveyancing firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
Are the BSA planning on creating a online directory to list firms on the Darlington Building Society conveyancing panel for example in Cheetham?
We would not expect to be advised of any intention on the part of the BSA to develop such a tool.
We are buying a property and the solicitor has raised the issue of Chancel Repair to which the property may be liable given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly warranted for conveyancing in Cheetham
Unless a prior purchase of the premises took place after 12 October 2013 you can assume that lawyers carrying out conveyancing in Cheetham to remain encouraging a chancel search and or insurance against a claim.
It has been 3 months since my purchase conveyancing in Cheetham concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Given that I am about to part with £400,000 on a property in Cheetham I would like to have a conversation with the conveyancer concerning theconveyancing ahead of giving the go ahead to the firm. Is this something that you can arrange?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor due to be conducting your property ownership legalities in Cheetham.There is no ‘factory style conveyancing’ - each client is unique person, not a file number. The law firms that we put you in touch with believe that the figure you are quoted for residential conveyancing in Cheetham should be the figure that you end up paying.
My partner and I are acquiring a 2 bedroom flat in Cheetham. When we first instructed conveyancing practitioner, they told us that they were on all major UK bank panels. The financial adviser contacted us just now to say that they are not on the Clydesdale approved list. If it turns out to be true, what should we do? Do we just find a different property lawyer that is on their approved list or should we pay for dual representation, with Clydesdale appointing their own approved solicitor.
Where you are buying a property requiring a mortgage it is standard for the buyer’s solicitors to also represent the mortgage company. In order to act for a bank or building society a solicitor has to be on that lender's list of approved lawyers. An application has to be made by the conveyancing practitioner to the lender to become a member of the lender's panel and there are increasingly strict criteria which the conveyancer has to fulfill. Some lenders now require their panel firms to be part of the Law Society’s Conveyancing Quality Scheme. Your conveyancer should contact Clydesdale and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on Clydesdale's conveyancing panel and you may continue to use your own Cheetham solicitors, in which case it will likely add costs, and it may delay matters as you have another set of people involved.