My mortgage broker has asked me for my Rusholme lawyer’ panel member for the Santander conveyancing panel. Can you suggest how I discover this. I have tried my local Rusholme office but they have not got back to me yet.
Have you tried contacting your Rusholme conveyancing practitioner about this?. They should have a central record lender panel numbers.
My wife and I are refinancing our maisonette in Rusholme with Clydesdale. We have a son 18 who lives with us. Our solicitor has asked us to disclose any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have a couple of concerns (1) Is this form unique to the Clydesdale conveyancing panel as he never had to sign this form when we bought 3 years ago (2) Does our son by signing this compromise his entitlement to inherit the property?
First, rest assured that your Clydesdale conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Clydesdale. This is solely used to protect Clydesdale if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Clydesdale had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Completed the sale of my flat in Rusholme last August yet the purchaser is texting daily to say his solicitor needs to hear from mine. What should have happened now that I have sold?
After completion of your house sale your solicitor is committed to send the transfer documentation and all additional paperwork to the buyer’s conveyancer. Depending on the transaction, your conveyancer should also evidence that the home loan has been discharged to the purchasers solicitors. There is unlikely to be post completion steps unique to conveyancing in Rusholme.
We are downsizing from our home in Rusholme and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A high street Rusholme conveyancer would know this is not the case. For the life of me I don't know why the buyers are using a nationwide conveyancing firm rather than a conveyancing solicitor in Rusholme. Having lived in Rusholme for 4 years we know that this is a non issue. Do we contact our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing firm already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Rusholme is the location of the property. What do you suggest?
Flying freeholds in Rusholme are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rusholme you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rusholme may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
As co-executor for the will of my father I am disposing of a residence in Neath but I am based in Rusholme. My conveyancer (based 300 miles awayrequires that I execute a stat dec prior to the transaction finalising. Could you suggest a conveyancing lawyer in Rusholme to attest this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are based in Rusholme