How up to date is your database of Rusholme solicitors on the UBS conveyancing panel? Do UBS send you an updated list?
Rusholme conveyancing firms themselves provide us confirmation that they are on the UBS conveyancing panel as opposed to being supplied with a list from UBS directly.
I have a renovated Georgian property in Rusholme. Conveyancing solicitor represented me and Bank of Ireland. I did a free Land Registry search last week and there are two entries: one for freehold, another for leasehold with the exact same property. Is it worth asking Bank of Ireland to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rusholme and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing lawyer who conducted the conveyancing.
I'm buying my first flat in Rusholme with the aid of help to buy. The developers would not reduce the price so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not disclose to my solicitor about the deal as it may impact my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a property in Rusholme before retaining lawyers. I have been advised that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies tend not give a mortgage on this type of premises.
It varies from the lender to lender. Santander has different instructions for example to Halifax. If you e-mail us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Rusholme. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rusholme to see if the conveyancing will be more expensive.
What makes your site different to alternative online quote calculators when it comes to conveyancing in Rusholme?
At this site obtain a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Rusholme. Unlike many estate agents and many comparison sites we do not have referral deals with solicitors. A large number of agents and online brokers 'recommend' solicitors who pay the highest kickback, rather than the best value conveyancing in Rusholme
Do online conveyancing organisations do everything a local Rusholme solicitor does or do I still need to employ a solicitor for the final stages for my conveyancing in Rusholme?
Where you choose an online conveyancer they will cover all the things your Rusholme solicitor will cover.