Why do I have to pay up front for conveyancing in Littleover?
If you are buying a property in Littleover your lawyer will request that you place them with monies to cover the search fees. Ordinarily this is asked for to cover the fees of the Local Authority Search. When the down payment is payable against the purchase price then this should be needed immediately ahead of exchange of contracts. Any further balance that is due will be payable shortly before completion.
My solicitor has informed me that lack of right of way insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Littleover?
The right level of lack of right of way indemnity insurance depends on your lender. It would differ for example between Birmingham Midshires and Virgin Money. Conveyancing solicitors as opposed to members of the public take out such policies.
I am currently in the process of buying my council flat in Littleover. I have a mortgage offer with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
My offer was accepted on an apartment in Littleover on 21/11/2025, valuation was booked 2 days later, all came back fine. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to TSB and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the TSB conveyancing panel. Are TSB entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require fast conveyancing in Littleover as I have pressure to exchange contracts within one month. A mortgage is not required. Is it possible to avoid the conveyancing searches to save fees and time?
As you are are a mortgage free buyer you have the choice not to do searches although no solicitor would recommend that you don't. Drawing on our experience of conveyancing in Littleover the following are instances of what can be revealed and adversely impact the marketability of the property: Refused Planning Applications, Overdue Charges, Outstanding Grants, Railway Schemes,...
It has been 2 months since my purchase conveyancing in Littleover concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
My cousin has suggested that I appoint his conveyancing solicitors in Littleover. Should I choose my own conveyancer?
There are no two ways about it the best way to find a conveyancing solicitor is to get referrals from friends or family who have experience in using the firm you're are thinking of instructing.
Are Littleover conveyancing solicitors duty bound by the Law Society to issue clear conveyancing costs?
Contained within the Solicitors Code of Conduct are prescriptive rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their fees to clients.The Law Society have a practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not intended as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, however, represent the Law Society’s view of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Littleover or across England and Wales.