Me and my fiance are acquiring a ground floor flat in High Wycombe. My lawyer is not on the bank approved list. Is it possible for me to continue with my High Wycombe conveyancing solicitor even though they are excluded from the bank list of approved lawyers?
Various options include
- Complete the purchase with your chosen High Wycombe conveyancing practitioner but your lender will undoubtedly instruct a conveyancer on their approved list. This will result in additional charges together with potential delay.
- Get a fresh conveyancer to act in the purchase, ensuring that they are on the bank conveyancing panel.
- Appeal to your solicitor to seek to join the lender panel
Can your site be used to locate a Conveyancing solicitor in High Wycombe even if I’m not purchasing or selling a house, for instance if I wish to acquire a shop in High Wycombe with a loan from Nottingham Building Society?
Our search tool is primarily used to get a quote from domestic conveyancing solicitors in High Wycombe but we have set out at the bottom of this page some High Wycombe commercial conveyancing firms. You will need to enquire with the company directly to check if they can also act for Nottingham Building Society
I am helping my mother sell her flat in High Wycombe. Will the conveyancer order the EPC or do I organise this?
After the abolition of HIPs, EPC’s was retained a required element of selling a house. An EPC should be to hand before the property is put on the market. It is not as aspect of the sale process that law firms ordinarily arrange. If you are using a High Wycombe conveyancing lawyer they may be willing to arrange energy performance certificates due to their contacts with reputable High Wycombe energy assessors
I can not work out if my lender requires a lease extension. I have telephoned my High Wycombe building society branch on a couple of occasions and was told it does not impact the mortgage offer and they will lend. My High Wycombe conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend based on their specific requirements. Who do I believe?
Your lawyer has to follow the CML Handbook section two conditions for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Intending to buy a house in High Wycombe. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the High Wycombe conveyancer is on the Lloyds conveyancing panel.
I used Stirling Law a few years ago for my conveyancing in High Wycombe. Now, I need the documents however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in High Wycombe of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a ground for flat up to £305k and found one close by in High Wycombe I like with amenity areas and station in the vicinity, however it's only got 52 remaining years left on the lease. There is not much else in High Wycombe for this price, so just wondered if I would be making a mistake purchasing a short lease?
If you need a mortgage that many years will likely be an issue. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
Is there a distinction between surveying and conveyancing in High Wycombe?
Conveyancing - in High Wycombe or elsewhere - is the legal term given to transferring legal title of property from one person to another. It therefore includes the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re buying and will help you discover the condition of the building and, if there are problems, give you leverage for negotiating the purchase price down or asking the seller to remedy the problems before you complete your move.