I am purchasing a ground floor flat in High Wycombe. My Conveyancer is not listed on the bank solicitor list. Can I still use my High Wycombe conveyancing solicitor even though they are excluded from the mortgage company approved list?
Various options include
- Complete the deal with your existing High Wycombe solicitor but your lender will need to use a conveyancer from their conveyancing panel. The net result is additional fees and likely frustration.
- Get a new solicitor to act in the purchase, making sure they are on the bank conveyancing panel.
- Convince your property lawyer to seek to join the bank panel
We are soon to complete buying a property in High Wycombe but as a result of wreckage from some water damage at the property I have managed to agree reparation from the seller in the sum of £2k taking the form of a reduction in the price. This was going to be dealt with as part of a side agreement yet Coventry BS are not allowing this. Should they have been notified?
The lawyer that is on the Coventry BS conveyancing panel is obliged to advise Coventry BS of any amendments to the purchase price. If you prohibit your property lawyer to report the price change to Coventry BS then they would have to discontinue acting for you. In addition, Coventry BS and you would have to appoint a new property lawyer for your conveyancing in High Wycombe.
My relative suggested that if I am purchasing in High Wycombe I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your High Wycombe conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about High Wycombe around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, High Wycombe Education with maps and statistics, Local Amenities and other useful information regarding High Wycombe.
I completed on my home on 13 January and the transaction details is not yet on the land registry website. Should I be concerned? My conveyancing solicitor in High Wycombe said it would be concluded inside ten days. Are titles in High Wycombe uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in High Wycombe registration formalities. Rather than based on location, timeframes can differ according to the party submitting the application, whether there are errors and whether the Land registry need to notify any third parties. Currently roughly 80% of submission are fully addressed within two weeks but some can be subject to protracted hold-ups. Registration occurs once the purchaser has moved in to the property so an expedited registration is not always top priority yet if there is a degree of urgency associated with the registration then you or your lawyers can communicate with the Registry to express the reasoning for an expedited registration.
How do I use your search app to locate a conveyancing solicitor in High Wycombe on the approved list for my mortgage?
Step one is to choose a lender such as Halifax, The Mortgage Works or Barclays Direct then specify your preferred area e.g. High Wycombe. Conveyancing practices in High Wycombe and further afield will then be shown.
What type of premises does your High Wycombe conveyancing estimates relate to?
Our conveyancing quotes are only relevant to standard residential property in England & Wales. Should you have any different needs for example industrial or agricultural property or commercial conveyancing in High Wycombe please contact us to address this further .