Do I choose a Licenced Conveyancer or Solicitor for conveyancing in High Wycombe?
Two types of professional can carry out conveyancing in High Wycombe namely CLC regulated conveyancers or solicitors. Both professionals handle conveyancing services that required to complete the disposal or purchase of property. Both are obliged to handle High Wycombe conveyancing to the same quality and guidelines so you can be sure that your conveyancing will be properly conducted and that the requirements and steps will be suitably attended to.
Forgive me if this question is silly but I am unseasoned as a 1st time purchaser of a ground floor flat in High Wycombe. Do I collect the keys to the house on completion from my conveyancer? If this is the case, I will find a High Street conveyancing solicitor in High Wycombe?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s conveyancers, and shortly after the monies have arrived, you should be invited to receive the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.
I have a mortgage with Skipton for my property in High Wycombe. Conveyancing was finalised some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Skipton?
Skipton must be informed of your intention in advance of letting out your property as this is likely to be a breach of Skipton’s mortgage conditions. It may be that Skipton will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. You need not do this via a Skipton conveyancing panel firm.
I got the keys to my flat on 6 September and my personal details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in High Wycombe advises it would be formalised in a couple of weeks. Are transfers in High Wycombe uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in High Wycombe registration formalities. Rather than based on location, timescales can differ according to who lodges the application, whether it is in order and whether the Land registry communicate with any 3rd persons or bodies. Currently in the region of three quarters of such applications are fully addressed in less than three weeks but some can be subject to protracted hold-ups. Historically registration occurs after the new owner has moved in to the property so 'speed' is not typically top priority yet where it is urgent that the the registration takes place urgently then you or your lawyers can contact the land registry and explain the circumstances.
Due to the advice of my in-laws I had a survey completed on a property in High Wycombe prior to instructing conveyancers. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some banks may refuse to grant a loan on this type of house.
It varies from the lender to lender. Santander has different requirements from Nationwide. If you e-mail us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in High Wycombe. Conveyancing will be smoother if you use a solicitor in High Wycombe especially if they are acquainted with such properties in High Wycombe.
I have been sourcing a conveyancing practitioner in High Wycombe for my remortgage. Is there any facility to review a firm’s record with the legal regulator?
Anyone can search for documented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA may recorded telephone calls for training requirements.
I own a leasehold house in High Wycombe. Conveyancing and The Mortgage Works mortgage are in place. I have received a letter from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1994. The conveyancing practitioner in High Wycombe who previously acted has now retired. What should I do?
First make enquiries of the Land Registry to be sure that this person is indeed the registered owner of the freehold reversion. It is not necessary to instruct a High Wycombe conveyancing lawyer to do this as you can do this on the Land Registry website for a few pound. Rest assured that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I own a leasehold flat in High Wycombe, conveyancing was carried out March 2003. How much will my lease extension cost? Similar flats in High Wycombe with an extended lease are worth £197,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease ends on 21st October 2075
With only 54 years remaining on your lease we estimate the premium for your lease extension to be between £32,300 and £37,400 as well as professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure without more comprehensive investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action based on this information without first getting professional advice.
Me and mypartner and I are searching for an affordable conveyancing lawyer in High Wycombe to help me sell my apartment. I I am concerned about by bill escalating out of control and there's plenty High Wycombe conveyancing solicitors out there...how do I know which one is best to appoint?
Where you’ve not used a solicitor before, a personal recommendation via family or friends is a great place to start and is often a good indicator of quality. As an alternative option, consult the Law Society’s regional record of conveyancing solicitors in High Wycombe or use our search tool to choose a conveyancing solicitor in High Wycombe.