Finally, a loan offer from Nationwide for the refinancing of my 4 bedroom garden flat is due any day now. Could you suggest a cheap conveyancing solicitor in Chinnor?
You have arrived at the wrong site to search for cut-price fees for conveyancing solicitors in Chinnor. Our intention is to offer value for money conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing companies teasing you with low cost conveyancing in Chinnor. In your best case scenario, in being led by low cost conveyancing, you will receive what you pay for and at worst it will result in you spending a lot in extras and still not get the service you were looking for.
We're in Chinnor, First timers purchasing with a mortgage (lender is Kent Reliance , and our lawyer is on the Kent Reliance conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Kent Reliance conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I am buying a property in Chinnor. An unusual aspect is that the roof has a solar panel. Nottingham have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Nottingham your lawyer must check the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for Nottingham. The CML Handbook sets out minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Nottingham where a lease does not meet these specifications. The provisions relate to the installation of panels on properties countrywide and is not restricted to Chinnor.
The mortgage over my property is with Virgin Money for my property in Chinnor. Conveyancing has been completed some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Virgin Money?
Virgin Money must be informed of your intention in advance of renting your property as this is likely to be a breach of Virgin Money’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. You need not do this via a Virgin Money conveyancing panel solicitor.
I had an offer accepted on a property in Chinnor on 23/5/2025, valuation was booked 3 days later, all came back fine. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
I need some expedited conveyancing in Chinnor as I have a deadline to complete within 2 weeks. A home loan is not required. Can I avoid the conveyancing searches to save money and time?
If.Given you are not obtaining a home loan you are at liberty not to do searches although no law firm would advise that you don't. Drawing on years of experience of conveyancing in Chinnor the following are examples of what can crop up and therefore affect future saleability: Refused Planning Applications, Overdue Fees, Overdue Grants, Railway Schemes,...
I am looking for a leasehold apartment up to £195,000 and found one round the corner in Chinnor I like with amenity areas and railway links nearby, however it only has 49 years on the lease. I can't really find anything else in Chinnor in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
Should you need a home loan that many years will be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.
I'm refinancing my existing property to a buy to let loan with Barclays and I will use the ballance of the raised equity towards a second property. The area we are interested in is Chinnor. Will your solicitors be able to act for the two lenders and tie in the conveyances?
Make use of our search tool on this site to check that the lawyers are on the relevant lender panels. On the basis that they are the lawyer will be able to simultaneously deal with the two deals but you should have a chat with you conveyancer and make apparent your desired outcome and requirements.