How do I identify leasehold conveyancing in Finchley?
First ask relatives whom they would seek assistance from.
Option 2 is to use a comparison service on the web for conveyancing in Finchley. Phone a couple or more firms listed and request that they email you their conveyancing charges and speak to the lawyer who will handle your legal process in advance ofcommitting.
Third is to use our search tool to help you find the right solicitors for you based on your personal requirements including the type of property,deadlines, complexity and who your intended lender is. Don't take the bait of £100 conveyancing in Finchley
I am helping my step-mother sell her flat in Finchley. Does the conveyancing solicitor arrange an energy performance certificate or it is for me to coordinate?
Following the demise of Home Information Packs, energy performance certificates was kept a required component of selling a property. An energy performance certificate should be to hand in advance of the property being put on the market. This is not as aspect of the sale process that law firms normally arrange. Where you are using a Finchley conveyancing lawyer they may be willing to arrange EPC’s due to their relationships with long established Finchley energy assessors
I have today made my last payment due on my mortgage with Co-operative. I assume I don't need a Finchley conveyancing practitioner on the Co-operative panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I am selling my flat. I had a double glazing fitted in January 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, UBS are being a right pain. The Finchley solicitor who is on the UBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My wife and I are downsizing from our house in Finchley and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any local lawyer would know that there is no such problem. It does beg the question why the buyers instructed an internet conveyancing outfit rather than a conveyancing solicitor in Finchley. We have lived in Finchley for six years we know of no issue. Do we get in touch with our local Authority to obtain clarification need.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I have recentlybecome aware that Stirling Law have closed. They conducted my conveyancing in Finchley for a purchase of a leasehold apartment 18 months ago. How can I establish that my home is not still registered in the name of the former proprietor?
The quickest method to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Finchley conveyancing specialists.
Due to the advice of my in-laws I had a survey completed on a house in Finchley ahead of instructing lawyers. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some lenders may refuse to grant a loan on this type of home.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Finchley. Conveyancing may be slightly more expensive based on your lender's requirements.
My wife and I have selected a Finchley conveyancing solicitor for our home move (FTB’s) and have spotted in the Ts and Cs that they are not covered by the Financial Conduct Authority. Need I be worried or is that usually the case with conveyancing practitioner?
We can't see why they should be. Most property lawyer don't lend money. They should be regulated by the SRA, who have specific stipulations in place on amounts held by them.