My wife and I are hoping to purchase a property in Westbury and are in fact using a Westbury conveyancing firm. Within the last couple of days our property lawyer has sent a preliminary report and documents to look through with a view to exchanging next week. Leeds Building Society have this morning contacted us to advise us that they have now hit a problem as our Westbury conveyancer is not on their conveyancing panel. What do we do from here?
When purchasing a property with mortgage finance it is usual for the purchasers' solicitors to also act for the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the lender’s conveyancing panel as you are at liberty to use your preferred Westbury lawyers, in which case it will likely add costs, and it may delay matters as you are adding another lawyer into the mix.
We are acquiring our first house. Our solicitor has texted usto enquire if we would like to take out additional conveyancing searches. We are really unsure what's recommended for conveyancing in Westbury
The extent of Westbury conveyancing searches should be triggered based primarily on the premises, the location, the possibility of any of these risks, your knowledge of the region and risks, your general approach to risk. What matters is that you properly comprehend what information each search could supply. You may then make a decision if you personally think you need that information. Where you are unsure, ask the lawyer to recommend.
When does exchange of contracts take place for purchase conveyancing in Westbury and do I need to attend the lawyers branch?
If you are local to our conveyancing solicitors in Westbury you are welcome to attend to sign the paperwork. However, the lender approved solicitors we recommend offer countrywide coverage for conveyancing and provide as equally comprehensive and professional a job for you when dealing with you digitally. The executing of the property agreement is not the point of no return. Signing on the dotted line simply enables the solicitor to officially exchange at the suitable time, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Westbury)to be in the office available at the end of the phone to exchange contracts.
I am due to move house in December. Does my conveyancing solicitor update the removal company on the day of completion. As an aside, can you put forward a removal company in Westbury. Conveyancing firm was chosen before I stumbled across this page.
On the day of completion you can collect the keys from the selling agent however this can only occur when the vendors solicitors advise the agent that the monies to complete are in and the keys can be passed over. You can tell the removal company that you are ready to move in. We do not recommend a specific removal company but can assist you in choosing a residential property solicitor in Westbury or a solicitor with expertise in conveyancing in Westbury.
Can you point me to a directory of Virgin Money panel solicitors in Westbury on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. Very few mortgage companies make their panel listings visible on the web. If you are looking for a Westbury conveyancer on the Virgin Money please make the most of our tool.
My offer was accepted on a house in Westbury on 23/7/2025, valuation was booked 4 days after, received a clean bill of health. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Are Principality entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am buying a new build flat in Westbury. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Westbury
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply a car parking plan. Please confirm the Lease plans are architect prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision.
I am looking for a flat up to £245,000 and identified one near me in Westbury I like with a park and railway links in the vicinity, however it's only got 52 remaining years left on the lease. I can't really find anything else in Westbury for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you need a home loan the shortness of the lease may be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least twenty four months you could ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.