We are purchasing a brand new apartment in Melksham and my conveyancer is telling me that she has to the mortgage company to disclose incentives from the developer. I am nearing the developer’s deadline to exchange contracts and I don't want to delay deal. Is my lawyer right?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
My brother-in-law has suggested I instruct a conveyancing solicitor in Melksham. I I would like to check whether they are accepted on the Skipton Building Society conveyancing panel. Can you help?
The first thing you should do is contact the solicitor and ask them if they can act for the lender. Otherwise you can get in touch with Skipton Building Society who may be able to help.
What can a local search tell me about the property my wife and I purchasing in Melksham?
Melksham conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search company for instance Searchflow The local search plays an important part in many a Melksham conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search will supply information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
I have todayfound out that Arc property Solicitors have been shut down. They carried out my conveyancing in Melksham for a purchase of a leasehold flat 18 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The quickest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Melksham conveyancing specialists.
Due to the guidance of my in-laws I had a survey completed on a house in Melksham in advance of appointing conveyancers. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some banks tend not give a mortgage on such a house.
It varies from the lender to lender. Lloyds has different requirements for example to Halifax. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Melksham. Conveyancing may be slightly more expensive based on your lender's requirements.
I am a couple of weeks into a leasehold purchase having been directed to a firm by the selling agent to execute conveyancing in Melksham. We are not happy. Could you help me find new lawyers?
They would have to be very poor in order to consider changing them. Has your mortgage been generated? If so you must advise them of the new conveyancer and have the offer are re-issued. Your conveyancer needs to be on the lenders approved list to avoid supplemental charges and frustration. That should be your starting point. Our find a solicitor tool should help you find a lender approved conveyancer for your home move in Melksham