Can the conveyancing solicitors highlighted through your ’find a lawyer’ tool handle right to buy conveyancing in East London?
We work with a number of conveyancing lawyers who can service right to buy conveyancing Please e-mail us with a view to secure a costs calculation.
I'm the only beneficiary of my late mum's will and I have everything in my name alone, including the house in East London. The East London property was put into my name in April. I now wish to sell up. I understand that there is a CML six month 'rule', which means that my proprietorship could be treated the same way as if I'd bought the property in April. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. How sensible a view lenders take of it, depend on the lender as this obligation chiefly exists to pick up on the purchase and immediately sell or the wholesaling and assigning of property.
Two weeks ago we had a mortgage agreed in principle with TSB. East London conveyancing practitioners have been chosen. What is the average time that one could expect to receive a mortgage offer from TSB?
There is no definitive answer here. Have TSB done the survey? Have you advised TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am selling my flat. I had a double glazing fitted in December 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Bank of Ireland are being difficult. The East London solicitor who is on the Bank of Ireland conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Are there restrictive covenants that are commonly identified as part of conveyancing in East London?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in East London. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the advice of my in-laws I had a survey completed on a house in East London in advance of retaining lawyers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some banks will refuse to grant a mortgage on a flying freehold premises.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. Should you wish to call us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in East London. Conveyancing will be smoother if you use a solicitor in East London especially if they are acquainted with such properties in East London.
Is it simple use the search tool to choose a conveyancing solicitor in East London on the approved list for my mortgage?
First pick a bank such as Barclays , The Mortgage Works or Barclays Direct then specify your preferred area such as East London. Conveyancing organisations in East London and nationally will then be listed.
Living abroad it is not practicable to visit my East London conveyancing solicitors office to sign documents for conveyancing in East London – is this a problem?
No. East London conveyancing solicitors can conduct conveyancing transactions for clients from a distance. It is not necessary for you to be able to be present a East London conveyancers office. Almost all lawyer can undertake all communications through post, email, telephone and fax.