Is the fact that my solicitor in South East London is not listed on my bank's solicitor panel that there is a problem with the quality of the firm’s conveyancing?
It would not be wise to jump to that conclusion. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the South East London conveyancing practice and enquire why they are no longer on the approved list for your lender.
When can the exchange of contracts happen for residential conveyancing in South East London and do I need to be at the solicitors branch?
Where you are local to our conveyancing solicitors in South East London you are invited in to sign contracts. That being said, the lender approved solicitors we recommend supply countrywide coverage for conveyancing and give as equally comprehensive and professional a job for you when communicating with you by post or email. The executing of the purchase agreement is not when everything is set in stone. A signed contract is just a prerequisite for the conveyancer to address the formalities when the time is right, which will usually be very shortly after signing. The exchange process is is usually a five minute process, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in South East London)to be in the office at the appropriate time.
I am purchasing a property and the conveyancer has identified Chancel Repair for which the property could be obligated to contribute to because it falls into the area of such a church. She has recommended insurance. Is this really warranted for conveyancing in South East London
Unless a prior purchase of the premises completed post 12 October 2013 you may assume that lawyers carrying out conveyancing in South East London to remain encouraging a chancel search and or chancel repair liability insurance.
How does conveyancing in South East London differ for new build properties?
Most buyers of new build or newly converted property in South East London come to us having been asked by the builder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because builders in South East London usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in South East London or who has acted in the same development.
In my capacity as executor for the will of my aunt I am selling a property in Neath but live in South East London. My lawyer (who is 250 miles from merequires that I execute a stat dec before the transaction finalising. Could you suggest a conveyancing practitioner in South East London to attest and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are South East London based
A conveyancing firm acted on my conveyancing in South East London half a dozen years ago having archived my registration documents but has now closed – What can I do to get hold of these?
Title deeds, as such, no longer exist as the majority of homes in South East London are registered electronically at Land Registry. Should you need to prove evidence of proprietorship or are selling or refinancing your property lawyer will need to obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.