My lawyer in Fitzrovia is not on the National Westminster Bank Conveyancing Panel. Is it possible for me to retain my prefered solicitor notwithstanding that they are excluded from the National Westminster Bank list of approved lawyers?
The limited options available to you here include:
- Carry on with your preferred Fitzrovia lawyers but National Westminster Bank will need to use a lawyer on their list of acceptable firms. This will result in additional overall conveyancing charges as well as result in delays.
- Get an alternative solicitor to to deal with the purchase, not forgetting to check they are National Westminster Bank approved.
- Persuade your National Westminster Bank based solicitor to seek to join the National Westminster Bank panel
I am assisting my niece sell her property in Fitzrovia. Does the conveyancing solicitor commission an energy assessment or do I organise this?
Following the demise of HIPs, EPC’s was kept a required component of selling a house. An EPC needs to be to hand in advance of the property being advertised. This is not something that lawyers ordinarily organise. If you are using a Fitzrovia conveyancing lawyer they may be able to arrange energy assessments given their relationships with reputable Fitzrovia energy assessors
Can I be sure that the Fitzrovia conveyancing solicitor on the Co-operative panel is any good?
When it comes to conveyancing in Fitzrovia seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor carrying out your conveyancing.
We were going to get a AIP from Principality this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Principality recommend any Fitzrovia solicitors on the Principality conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Fitzrovia solicitors independently although you'll need to choose one on the Principality conveyancing panel. The solicitor represents both you and Principality through the process.
I am buying a new build house in Fitzrovia with the aid of help to buy. The developers would not move on the price so I negotiated 6k of fixtures and fittings instead. The estate agent told me not inform my lawyer about this deal as it could adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Over the last few months I have been searching for a flat up to £245,000 and found one close by in Fitzrovia I like with amenity areas and station in the vicinity, the downside is that it's only got 49 remaining years left on the lease. I can't really find anything else in Fitzrovia for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you require a home loan the remaining unexpired lease term will likely be a potential deal breaker. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.
I am downsizing from my home. My previous solicitors have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Fitzrovia if that makes a difference.
You should use our search tool to help you find a solicitor for your conveyancing in Fitzrovia. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
What are the distinct benefits to selecting a high street conveyancer in Fitzrovia
Home movers in Fitzrovia select a local conveyancing practitioner so that they can attend the firm’s offices in the event that they have questions, and to execute paperwork rather than run the risk of relying on the Royal Mail.
We would say that there exists a distinct advantage when opting for a conveyancer nearby to the house you are purchasing, due to the knowledge of the area and potential local issues - but this is debatable. Most conveyancers are now online and may be based anywhere.