We hired a local lawyer for my conveyancing in Fitzrovia today. Reviewing the small print I notewe are responsible for fees even if the dealdoes not go ahead. Would I be best advised to use an on-line solicitor practice advertising no move no charge conveyancing in Fitzrovia?
It is usually ‘give and take’ in that if "No Sale No Fee" is advertised then the fee levels will generally be uplifted to offset those cases that abort. Also remember that these promotions rarely protect you from disbursements such your Fitzrovia conveyancing search charges.
My house in Fitzrovia is up for sale and I have a purchaser. Does the solicitor need to be on the Virgin Money conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Virgin Money conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.
We are aiming to move house in April. Will my conveyancing solicitor communicate with the removal company on the completion day. Incidentally, can you put forward a removal company in Fitzrovia. Conveyancing firm was organised prior to coming across this page.
On the day of completion you can collect the keys from your property agent however this can only be done after the vendors lawyers confirm to the agent that they have the completion monies and the keys can be passed over. After that you can advise the removal company that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can assist you in finding a conveyancing in Fitzrovia or a solicitor that specialises in conveyancing in Fitzrovia.
Please help - my lawyer advises that lack of planning permission insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Fitzrovia?
The appropriate level of lack of planning permission indemnity insurance should be dictated by who your lender. It would differ for example between HSBC Bank and Virgin Money. Conveyancing practitioners as opposed to members of the public take out such insurances.
Is it correct that all Fitzrovia CQS (Conveyancing Quality Scheme) solicitors are on the Coventry BS conveyancing panel?
It is true that some lenders now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of conveyancing solicitors.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a residence in Fitzrovia? or I am told that there is an ancient law that could mean that owners of property residing in a parish church boundary will be compelled to contribute towards maintenance to the chancel in proximity to the church. Is this suitable for conveyancing in Fitzrovia?
Unless a prior acquisition of the house took place post 12 October 2013 you could expect solicitors delivering conveyancing in Fitzrovia to remain recommending a chancel search and or insurance against a claim.
Do I need to be suspicious about 3rd parties that I am dealing with are recommending a national conveyancing firm rather than a High Street Fitzrovia conveyancing company?
As with many professional services, often referrals from family and friends can be worth their weight in gold. Yet there are many players in a conveyancing deal; estate agents, mortgage brokers and banks might all recommend conveyancers to select. On occasion these conveyancers might be known to one of the organisations as being good in their field, but occasionally there may be a commercial relationship behind the endorsement. You are at liberty to appoint your own lawyer. You need to be aware that the majority of banks have an approved list of lawyers you must use for the lender aspect of your home move.
Am in the process of buying my first house in Fitzrovia. Conveyancing practitioner already appointed. The mortgage adviser advised that a survey is not appropriate as the property is just fifteen years old.
You would be best advised to take a Home Buyer's Report. As the property was constructed more than a decade ago the property will be without a warranty, so you would be well advised not to take a risk. For a property that age with no signs of problems a Home Buyer's report may be enough. The report should highlight any apparent issues and suggest further investigation if appropriate. Where there are any signs of material issues obtain a full structural survey.