We are buying a 3 bedroom apartment in Fitzrovia with a mortgage. We like our Fitzrovia solicitor, however the bank advise he's not on their "panel". It seems we have little option but to appoint one of the mortgage company panel solicitors or keep our Fitzrovia conveyancing practitioner as well as pay for one of their panel lawyers to represent them. This feels very unfair; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Fitzrovia conveyancing lawyer to apply to be on the conveyancing panel.
Would the conveyancing practitioners to be found on your site conduct auction conveyancing in Fitzrovia?
There are a number of auction practitioners we can connect you with those conducting auction conveyancing. Fitzrovia is just one of hundreds of areas of where our lawyers have a presence.
We are buying a house and the solicitor has referenced Chancel Repair for which the house could be liable because it falls into the area of such a church. He has recommended insurance. Is this really required for conveyancing in Fitzrovia
Unless a prior acquisition of the property completed post 12 October 2013 you can expect conveyancing practitioners handling conveyancing in Fitzrovia to remain recommending a chancel search and or chancel repair liability insurance.
I decided to have a survey carried out on a house in Fitzrovia in advance of instructing conveyancers. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies may not give a loan on a flying freehold premises.
It varies from the lender to lender. Santander has different instructions for example to Halifax. If you e-mail us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Fitzrovia. Conveyancing may be slightly more expensive based on your lender's requirements.
In what way can the Landlord & Tenant Act 1954 affect my business property in Fitzrovia and how can you help?
The 1954 Act gives protection to commercial leaseholders, giving them the dueness to apply to court for a renewal tenancy and continue in occupation when the lease comes to an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Fitzrovia is one of the many areas of the UK in which our lawyers are located
I require the services of a mortgage company panel solicitor in Fitzrovia. Could you help me?
It is not clear why you need a Fitzrovia panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Fitzrovia are on their panel . If you do find such a firm in Fitzrovia not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site