Can your site be used to find a Conveyancing solicitor in Holborn even where I’m not purchasing or selling a house, for instance if I want to buy a shop in Holborn with a mortgage from Britannia?
Our search tool is predominantly utilised to help choose domestic conveyancing solicitors in Holborn but we have set out towards the bottom of this page a selection of Holborn commercial conveyancing firms. You should speak with the company directly to establish if they can also act for Britannia
We intend to purchase a purpose built apartment in Holborn with a residential mortgage from Skipton Building Society.We use our Holborn conveyancing practitioner but Skipton Building Society advised that his firm is not on their "panel". We have to appoint a Skipton Building Society panel firm or retain our local solicitor and fork out for one of their panel ones to act for them. We feel as though this is unjust; Can we not simply insist that Skipton Building Society use our lawyer?
No, not really. The mortgage issued to you is subject to its various provisions, one of which will be that conveyancers must be on the Skipton Building Society solicitor panel. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Skipton Building Society
My father advised me that in purchasing a property in Holborn there could be various restrictions preventing external changes to a property. Is this right?
There are a number of properties in Holborn which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Holborn should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We previously appointed conveyancers with offices in Holborn on the Virgin Money solicitor panel. They are now charging me a further sum for dealing with the Virgin Money mortgage. Is this a supplemental conveyancing fee specified by Virgin Money?
As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your property lawyer is entitled to charge a fee for this. This fee is not set by Virgin Money but by your Holborn conveyancing practitioner. Plenty of firms on the Virgin Money panel will quote an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
I am buying a property in Holborn. A rare aspect is that the roof has a solar panel. Lloyds have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Lloyds your lawyer must comply with the conveyancing instructions contained in Part 2 of UK Finance Lenders’ Handbook for Lloyds. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Lloyds where a lease fails to comply with these specifications. The requirements relate to the installation of panels on properties nationwide and is not limited to Holborn.
Just had an offer accepted on a new build flat in Holborn. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Holborn
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Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
My company is wishing to lease a unit on the high street. Can you recommend conveyancers offering fixed charges for commercial conveyancing in Holborn for under £1,200?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Holborn, including the disposal and acquisition of businesses as well as simply premises. Whether you are looking to purchase or dispose of a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right solicitor. As for the charges these will vary based on the structure and nuances of the proposed transaction. Let us have your details or email us so that we can supply you with comprehensive commercial conveyancing calculation.
When it comes to my conveyancing in Holborn should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Holborn conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the property lawyer's time in submitting the funds this way.