Can the conveyancing lawyers that you recommend handle conveyancing in Holborn by way of an attended exchange?
We do have a number of conveyancing experts carrying out one day exchanges. You should contact us to get a conveyancing quote and details as to dates.
We are selling our apartment in Holborn. Will the property lawyer need to be on the TSB conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the TSB conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently in recent years.
A friend informed me that in purchasing a property in Holborn there could be various restrictions as to what one can do in terms of external changes to a property. Is this right?
There are anumerous of properties in Holborn which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Holborn should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My lawyer has informed me that lack of planning permission insurance is necessary on my purchase. What is the level of cover for Holborn conveyancing?
The appropriate level of lack of planning permission indemnity insurance depends on who your lender is. It would differ for example between Birmingham Midshires and Chelsea Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.
About to purchase apartment in Holborn. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Holborn property lawyer is on the Yorkshire BS conveyancing panel.
Me and my brother own a terraced Edwardian property in Holborn. Conveyancing practitioner represented me and The Mortgage Works. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Holborn and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing lawyer who carried out the work.
I was recommended by numerous selling agents in Holborn to select a property lawyer on your site. What’s the financial upside for Estate Agents to market your lawyers rather than a competitor’s?
We refuse to offer any commission for directing people to this site. We found it would be just too difficult to pay a commission as a client could think, ‘How come the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
Is it best to instruct a Holborn conveyancing practitioner who is local to the property I am buying? An old friend can perform the legal formalities however his firm is located approximately 350kilometers away.
The primary upside of using a high street Holborn conveyancing practice is that you can drop in to sign paperwork, hand in your ID and pester them if necessary. Having local Holborn know how is a plus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and in the main were happy that must surpass using an unfamiliar Holborn conveyancing lawyer solely due to them being round the corner.