I require conveyancing for an apartment in a relatively new development (6 years built) in Holborn. Almost all the appartments have already been occupied. Do I need carry out the local searches for my conveyancing in Holborn?
You would be opening yourself up to an unnecessary risk in not carrying out Holborn conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would absolutely advise in no uncertain terms that your solicitor conducts them. If time pressures and price are top of your concerns you should consider with your conveyancer about the viability of search insurance
It is is a decade since I purchased my property in Holborn. Conveyancing lawyers have just been instructed on the sale but I am unable to find my deeds. Will this cause complications?
Don’t worry too much. First the deeds may be kept by your lender or they may stored with the lawyers who handled the purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Almost all conveyancing in Holborn relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.
We are close to exchanging contracts on the sale of our property in Holborn and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. Any high street Holborn lawyer would know that there is no such problem. It does beg the question why the purchasers instructed a national conveyancing practice rather than a conveyancing solicitor in Holborn. We have lived in Holborn for six years we know of no issue. Do we contact our local Authority to seek confirmation need.
It would appear that you have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I am purchasing a new build house in Holborn with a mortgage from Clydesdale. The builders would not move on the price so I negotiated 6k of fixtures and fittings instead. The estate agent told me not to tell my lawyer about this side-deal as it may affect my mortgage with Clydesdale. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am selling my property. My past lawyers have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Holborn if that makes things easier.
You should use our search tool to help you choose a solicitor for your conveyancing in Holborn. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
I am thinking of appointing a conveyancing solicitor in Holborn for my remortgage. Is it possible to see a firm’s complaints history with the profession’s regulator?
You may review published Solicitor Regulator Association (SRA) decisions stemming from investigations from 2008 onwards. Go to Check a solicitor's record. To find information Pre 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The regulator sometimes monitor telephone calls for training requirements.