Please could you recommend a Yorkshire Building Society sanctioned Temple conveyancing solicitor who can have us moved in within two weeks? Am I best advised to choose a high street Temple solicitor or a web based comparison site?
We can recommend some very good Temple conveyancing firms. You can also walk up the high street in Temple. Approach two or three firms and request to see a conveyancing solicitor for a fee estimate. Explain your requirements together with your reasons and get an assurance on your deadline. Choose the lawyer that genuine.
I purchased a freehold premises in Temple but still pay rent, why is this and what is this?
It is rare for properties in Temple and has limited impact for conveyancing in Temple but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.
Previous rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
Does a directory service exist listing Kent Reliance panel conveyancers in Temple on the Building Society Association’s Website?
No. There is no such tool on the CML or Building Society Association websites. A small selection of mortgage companies make their panel listings visible on the web. Where you are in need of a Temple solicitor on the Kent Reliance please use our facility.
We were going to get a DIP from Aldermore this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any Temple solicitors on the Aldermore conveyancing panel, or is it better to go independently?
You will need to appoint Temple solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
My wife and I are in the process of looking at flats in Temple and I am about to put in an offer. Should I already have a conveyancer appointed at this point? I intend to finance via a mortgage with HSBC.
It would be sensible to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. As you are obtaining a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.
What can a local search inform me concerning the house my wife and I buying in Temple?
Temple conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company such as Searches UK The local search is essential in every Temple conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your property. The search should reveal data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
My brother has recommend that I appoint his lawyers for conveyancing in Temple. Should I find my own property lawyer?
There are no two ways about it the ideal way to find a conveyancing lawyer is to get guidance from friends or relatives who have previously instructed the solicitor you're considering.
I have tried to negotiate informally with with my landlord for a lease extension without getting anywhere. Can the Leasehold Valuation Tribunal adjudicate on such issues? Can you recommend a Temple conveyancing firm to assist?
if there is a missing landlord or where there is dispute about what the lease extension should cost, under the relevant statutes you can apply to the LVT to make a decision on the sum to be paid.
An example of a Lease Extension case for a Temple flat is Flat 89 Trinity Court Grays Inn Road in February 2013. the Tribunal found that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 to the Leasehold Reform, Housing and Urban Development Act 1993 should be £36,229. This case affected 1 flat. The number of years remaining on the existing lease(s) was 66.8 years.
In relation to leasehold conveyancing in Temple what are the most frequent lease problems?
There is nothing unique about leasehold conveyancing in Temple. All leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain provisions are not included. For example, if your lease is missing any of the following, it could be defective:
A duty to insure the building
A defective lease can cause problems when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Accord Mortgages Ltd, The Mortgage Works, and Clydesdale all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to provide security, forcing the purchaser to withdraw.