As someone clueless as to conveyancing in Temple what’s your top tip you can impart concerning the house moving process in Temple
Not many law firms or advisers will tell you this but conveyancing in Temple or throughout England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there is plenty of opportunity for confrontation between you and others involved in the house moving process. For instance, the seller, estate agent and even potentially your lender. Selecting a lawyer for your conveyancing in Temple should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the transaction whose role it is to look after your legal interests and to protect you.
There is a worrying creep of a "blame" culture- someone has to be at fault for the process being so protracted. You should always trust your conveyancer ahead of all other players in the conveyancing process.
We're in Temple, FTBs purchasing with a mortgage (lender is Clydesdale , and our solicitor is on the Clydesdale conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Clydesdale conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
We previously chose solicitors based in Temple on the Skipton solicitor panel. They are now charging me a separate charge for dealing with the Skipton mortgage. Is this an additional conveyancing fee specified by Skipton?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your lawyer is entitled to levy a fee for this. The charge is not set by Skipton but by your Temple conveyancer. Some firms on the Skipton panel will levy ’dealing with mortgage’ fee and others do not.
After much negotiation I have agreed a price on an apartment in Temple. My financial adviser suggested a solicitor. I paid an upfront payment of £175. Not long after, the solicitor called me embarrassingly acknowledging that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am due to exchange contracts on my flat. I had a double glazing fitted in December 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Kent Reliance are being difficult. The Temple solicitor who is on the Kent Reliance conveyancing panel is recommending indemnity insurance as a solution but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?
It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Temple is the location of the property. What do you suggest?
Flying freeholds in Temple are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Temple you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Temple may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My cousin has recommend that I instruct his lawyers for conveyancing in Temple. Should I use them?
No doubt the best way to choose a conveyancing lawyer is to seek referrals from friends or relatives who have used the solicitor that you are contemplating using.
At long last a loan offer from a lender for the remortgage of my 3 bedroom maisonette is expected within the next few days. Can you suggest a low cost remortgage conveyancing practitioner in Temple ?
You are on the wrong site if you are in need of the lowest fares for conveyancing solicitors in Temple. Our aim is to provide cost effective conveyancing but we do not aim to work with the cheapest lawyers. Do not be fooled by brokers offering £99 conveyancing in Temple.In your best case scenario, in going for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for additional fee and still not receive the service expected.