In what way does my ID and proof of funds have anything to do with my conveyancing in Haddenham? Is this really warranted?
Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the ID of the potential client they are dealing with prior to agreeing to accepting their conveyancing business. The Terms of Engagement that you are required to sign should stipulate this. Your lender will also require certain documents to be checked. Should you refuse to provide ID verification documents, your conveyancer will not be able to take you on as a client.
I am assisting my niece sell her flat in Haddenham. Will the conveyancing solicitor arrange an EPC or should I organise this?
Following the demise of Home Packs, energy assessments became a required part of selling a property. An energy performance certificate needs to be to hand in advance of the property being marketed. This is not as aspect of the sale process that lawyers normally organise. If you are instructing a Haddenham conveyancing practitioner they might be able to arrange EPC’s due to their contacts with long established Haddenham providers
I'm in the throws of looking at apartments in Haddenham and I am now considering a potential offer. Is it too early to have a solicitor in place? I will be getting a mortgage with Clydesdale.
It would be prudent to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are seeking a mortgage with Clydesdale, make sure you remember to check that your lawyer is on the Clydesdale conveyancing panel.
Our sealed bid on a semi in Haddenham has been accepted, but there is a chain. The vendors have put an offer on a flat, however it’s not yet agreed to, and are looking at other apartments in the pipeline. I have chosen a nearby conveyancing solicitor in Haddenham. What do I do now? At what stage do I apply for the mortgage with Coventry BS?
It is usual to have concerns where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of one thousand pounds, then valuation, Haddenham conveyancing search costs, etc). First, you should ensure that your lawyer is on the Coventry BS approved list. As to the subsequent phase this very much dictated by the circumstances of your transaction, attraction to this property and on the state of the market. During a buoyant market some buyers would apply for a home loan with Coventry BS and pay for the valuation and only if it comes back ok would they request their solicitor to press on with the conveyancing in Haddenham.
I need some quick conveyancing in Haddenham as I have an ultimatum to sign on the dotted line within 2 weeks. A home loan is not required. Is it possible to decline from having conveyancing searches to save fees and time?
As you are not getting a mortgage you have the choice not to do searches although no lawyer would recommend that you don't. Drawing on years of experience of conveyancing in Haddenham the following are examples of what can be revealed and therefore affect market value: Enforcement Notices, Outstanding Charges, Overdue Grants, Unadopted Roads,...
It has been five months since my purchase conveyancing in Haddenham concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Over the last few months I have been searching for a ground for flat up to £195,000 and found one round the corner in Haddenham I like with a park and railway links nearby, however it's only got 61 remaining years left on the lease. I can't really find anything else in Haddenham suitable, so just wondered if I would be making a grave error buying a lease with such few years left?
If you need a home loan that many years may be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.
Is it simple use your search facility to find a conveyancing solicitor in Haddenham on the panel for my lender?
1st choose a mortgage company such as Santander, Leeds Building Society or TSB then type in your preferred area such as Haddenham. Conveyancing practices in Haddenham and further afield should be listed.