Do the conveyancing solicitors that you recommend execute auction conveyancing in Bebington?
There are a number of niche lawyers we can connect you with those conducting auction conveyancing. Bebington is one of our areas of where our lawyers have offices.
About to place a bid on a leasehold property in Bebington. The property agents tell me that it is standard for flats in Bebington to have less than 75 years unexpired on the lease. I am getting a loan with Chelsea Building Society. Is this going to be acceptable if the lease has 69 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/1/2025 the requirements read as follows :
The deeds to our property can not be found. The solicitors who dealt with the conveyancing in Bebington 4 years ago have long since closed. What are my options?
As long as the title is registered the information relating to your ownership will be evidenced by HMLR with a Title Number. It is possible to carry out a search at the Land Registry, find your house and get up to date copies of the property title for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a quick, chain free conveyancing. Bebington is the location of the property. Can you offer any assistance?
Flying freeholds in Bebington are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bebington you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bebington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Can you offer any advice when it comes to finding a Bebington conveyancing practice to deal with our lease extension?
When appointing a property lawyer for lease extension works (regardless if they are a Bebington conveyancing practice) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We recommend that you talk with two or three firms including non Bebington conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be of use:
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What are the legal fees for lease extension work? If they are not ALEP accredited then what is the reason?
Bebington Conveyancing for Leasehold Flats - Examples of Questions you should ask Prior to Purchasing
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The answer will be helpful as a) areas could result in problems in the building as the communal areas may start to deteriorate if maintenance are not paid for b) if the tenants have an issue with the managing agents you will wish to know about it Are there any major works in the near future that could add a premium to the service charges? The prefered form of lease arrangement is if the freehold reversion is in the ownership of the leaseholders. In this scenario the lessees enjoy control and although a managing agent is frequently employed if it is bigger than a house conversion, the managing agent employed by the leaseholders.
My solicitors in Bebington have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with the mortgage company. Is it case that being on the bank conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the mortgage company Conveyancing Panel Terms. It might be worth you contacting the lender directly.