Me and my partner are about to complete on the purchase of a property in Charterhouse but as a result of damage from the recent storms I have managed to agree reparation from the seller in the sum of three thousand pounds by way of a reduction in the price. This was going to be addressed as part of amending the contract however Kent Reliance will not agree to this. Should they have been approached?
Any property lawyer being on the Kent Reliance conveyancing panel is duty bound to inform Kent Reliance of any changes to the purchase price. If you prohibit your solicitor to report the price change to Kent Reliance then they would have to discontinue acting for you. In addition, Kent Reliance and you would have to appoint a new lawyer for your conveyancing in Charterhouse.
Can I use your services to recommend a Conveyancing solicitor in Charterhouse even where I’m not purchasing or selling a house, for example if I intend to acquire a shop in Charterhouse with a mortgage from Godiva Mortgages Ltd?
Our search tool is primarily utilised to find residential conveyancing solicitors in Charterhouse but we have set out towards the end of this page a selection of Charterhouse commercial conveyancing firms. You will need to make contact with the solicitors directly to establish if they are also authorised to represent Godiva Mortgages Ltd
Forgive me if this question is silly but I am wet behind the ears as FTB of a two bedroom flat in Charterhouse. Do I receive the keys to the property on completion from my conveyancer? If so, I will use a High Street conveyancing solicitor in Charterhouse?
On the day of completion you will not be required to go to the conveyancers office in Charterhouse. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s solicitors, and once they have received this, you will be invited to collect the keys from the property Agents and start moving into the property. This tends to happen between 1 and 3pm.
About to purchase maisonette in Charterhouse. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Charterhouse lawyer is on the RBS conveyancing panel.
Santander have agreed my mortgage in principle, my offer on a apartment in Charterhouse has been accepted, now what?
Your estate agent will need to know who your solicitors are (make sure the lawyers are on the bank’s panel). Contact Santander or the financial adviser and finalise any relevant documentation. Santander will sellect a valuer who will get in touch with the selling agent or seller to book an appointment. Once carried out (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. Santander will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Charterhouse.
My partner and I are downsizing from our home in Charterhouse and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any local conveyancer would know that there is no such problem. It does beg the question why the purchasers used a nationwide conveyancing firm as opposed to a conveyancing solicitor in Charterhouse. We have lived in Charterhouse for 4 years we know of no issue. Is it a good idea to contact our local Authority to seek clarification need.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
How does conveyancing in Charterhouse differ for newly converted properties?
Most buyers of new build property in Charterhouse contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Charterhouse usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Charterhouse or who has acted in the same development.
I've recently bought a leasehold property in Charterhouse. Am I liable to pay service charges for periods before completion of my purchase?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Following years of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Charterhouse. Can we issue an application to the Residential Property Tribunal Service?
in cases where there is a missing landlord or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the First-tier Tribunal (Property Chamber) to decide the price.
An example of a Lease Extension case for a Charterhouse premises is Flat 89 Trinity Court Grays Inn Road in February 2013. the Tribunal found that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 to the Leasehold Reform, Housing and Urban Development Act 1993 should be £36,229. This case was in relation to 1 flat. The unexpired lease term was 66.8 years.