My mortgage broker has requested my Charterhouse solicitor’s panel reference for the Nationwide conveyancing panel. How do I find this out. I have e-mailed my local Charterhouse branch but they cant find it on their system.
You are best placed to get this information from your Charterhouse conveyancing practitioner . They maintain a central record lender panel numbers.
I am due to exchange buying a house in Charterhouse but as a consequence of wreckage from some water damage at the property I have was able negotiate recompense from the owner in the sum of £3k by way of a adjustment in the price. I had intended this to be dealt with as part of amending the contract but TSB are not allowing this. Should they have been informed?
The solicitor that is on the TSB conveyancing panel is obliged to advise TSB of any amendments to the purchase price. If you were to refuse your property lawyer to disclose the reduction to TSB then they would have to discontinue acting for you. In addition, TSB and you would have to appoint a new conveyancer for your conveyancing in Charterhouse.
My flat in Charterhouse is up for sale and I have a purchaser. Will my lawyer need to be required to be on the Aldermore conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Aldermore conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently in recent years.
My fiancee and I are in the throws of viewing apartments in Charterhouse and I am now considering a potential offer. Should I already have a solicitor appointed at this point? I am planning to take a home loan with Co-operative.
It would be wise to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are seeking a mortgage with Co-operative, make sure you remember to check that your lawyer is on the Co-operative conveyancing panel.
I have today made my last payment due on my mortgage with Principality. I assume I don't need a Charterhouse conveyancing practitioner on the Principality panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
Aldermore have agreed my home loan in principle, my offer on a flat in Charterhouse has been agreed to, what happens next?
Your estate agent will want to be informed of your conveyancing practitioner's details (ensure that the solicitors are on the lender’s panel). Contact Aldermore or your financial adviser and finalise any relevant paperwork. Aldermore will instruct a valuer who will get in contact with the selling agent or seller to arrange a time for the valuation to take place. Once carried out (assuming no problems) it takes about a week for the mortgage offer to be issued. Aldermore will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Charterhouse.
I have justbecome aware that Stirling Law have been shut down. They carried out my conveyancing in Charterhouse for a purchase of a leasehold flat 18 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The quickest method to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Charterhouse conveyancing specialists.
I am a sole trader planning to lease a unit on a shopping parade. Can you recommend solicitors offering no-move-no fees for non-domestic conveyancing in Charterhouse for less than £2000?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Charterhouse, including the disposal and purchase of businesses as well as simply property. Whether you are hoping to purchase or sell a shop, pub, restaurant, office, retail unit or a whole business we can put you in touch with the right lawyer. Regarding the fees these will vary based on the structure and terms of the proposed transaction. Let us have your details or call us so that we may supply you with a fixed commercial conveyancing quote.