Finally, a mortgage offer from HSBC for the remortgage of my 3 room flat is expected within the next few days. Can you recommend a low cost conveyancing solicitor in Moorgate?
You are on the wrong site if you are seeking cut-price fees for conveyancing solicitors in Moorgate. We can offer you affordable conveyancing but we do not aim to advertise as being the cheapest. Do not be seduced by organisations offering £100 conveyancing in Moorgate. Optimistically, in going for low cost conveyancing, you will get your money’s worth and at worst you will end up with a hefty uplift in extras and still not receive the service required.
It is is a decade since I bought my property in Moorgate. Conveyancing solicitors have recently been instructed on the sale but I am unable to locate the title documents. Is this a problem?
Don’t worry too much. Firstly there is a possibility that the deeds will be with the mortgage company or they may stored with the conveyancers who handled the purchase. Secondly in all probability the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Nearly all conveyancing in Moorgate relates to registered property but in the rare situation where your home is not registered it is more problematic but is not insurmountable.
Our mortgage company has recommended solicitors on their panel based in Moorgate but I would rather instruct a conveyancing lawyer in Moorgate or nearer to where I live. Are you able to help?
Not all Moorgate conveyancing practices are on all lender’s conveyancing panel. Do make the most of our find an approved solicitor tool to find a Moorgate conveyancing solicitor on the on the mortgage company panel.
I am downsizing from our home in Moorgate and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. Any high street Moorgate conveyancer would know that there is no such problem. It does beg the question why the purchasers used a national conveyancing outfit as opposed to a conveyancing solicitor in Moorgate. We have lived in Moorgate for six years we know of no issue. Do we get in touch with our local Authority to get confirmation need.
It would appear that you have a conveyancing solicitor already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I was recommended by three or four local selling agents in Moorgate to find a solicitor on your site. What’s the financial inducement for Estate Agents to market your services ahead of a competitor’s?
We don’t offer any commission for directing people to this site. We thought it would be too underhand to pay a commission because home movers will think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
My fiance and I may need to sub-let our Moorgate ground floor flat temporarily due to a new job. We instructed a Moorgate conveyancing firm in 2002 but they have closed and we did not have the foresight to get any guidance as to whether the lease permits subletting. How do we find out?
A lease dictates relations between the landlord and you the flat owner; specifically, it will set out if subletting is prohibited, or permitted but only subject to certain conditions. The rule is that if the lease contains no specific ban or restriction, subletting is permitted. The majority of leases in Moorgate do not contain strict prohibition on subletting – such a clause would adversely affect the market value the property. Instead, there is usually a basic requirement that the owner notifies the freeholder, possibly supplying a duplicate of the sublease.
After years of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Moorgate. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Most certainly. We are happy to put you in touch with a Moorgate conveyancing firm who can help.
An example of a Lease Extension decision for a Moorgate residence is 137 & 139 Haberdasher Street in December 2013. The Tribunal determines in accordance with section 48 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 that the premium for the extended lease for each Property should be £12,350.00. This case was in relation to 2 flats. The unexpired residue of the current lease was 72.39 years.