Just been in touch with my conveyancing solicitor in Pentonville who completed the legal work two years ago asking for a conveyancing costs illustration based on an identical type of home move (a leasehold premises and a freehold premises) of almost identical values with a home loan from Norwich and Peterborough Building Society. I am now being charged double. Am I right to be tempted to shop around for an alternative firm of conveyancing solicitor?
The charges seem a little high. If you you were to look around you may be able to trim some of the cost by as much as £100 plus VAT. On the other hand, providing that you were satisfied with the conveyancing the firm offered you maycome to rue choosing an a cheaper solicitor. Don't forget to check that the firm can represent Norwich and Peterborough Building Society. You can use our search tool to get a quote a Pentonville conveyancing firm on the Norwich and Peterborough Building Society approved list of lawyers, which can often include conveyancing solicitors in Pentonville.
Do the conveyancing solicitors identified via your search tool perform conveyancing in Pentonville by way of an attended exchange?
There are a few conveyancing specialists carrying out one day exchanges. You should contact us to receive a costs illustration and details as to dates.
It is a dozen years since I purchased my house in Pentonville. Conveyancing lawyers have now been appointed on the sale but I am unable to locate the title documents. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be with the lender or they may be in the possession of the lawyers who handled the purchase. Secondly in most cases the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Almost all conveyancing in Pentonville involves registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
We are purchasing a detached bungalow in Pentonville. The intention is to an extension at the rear at the house.Will the conveyancing process involve enquiries to ascertain if these works are permitted?
Your conveyancer will check the deeds as conveyancing in Pentonville can on occasion identify restrictions in the title documents which prohibit certain works or need the permission of another owner. Some extensions need local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
I had a mortgage agreed in principle with Aldermore. Pentonville conveyancing practitioners are appointed. What is the average time that one could expect to receive a mortgage offer from Aldermore?
Some lenders take longer than others. Have Aldermore conducted the survey? Have you advised Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Virgin Money have agreed my mortgage in principle, my offer on a apartment in Pentonville has been accepted, what are the next steps?
Your estate agent will wish to know who your solicitors are (be sure the solicitors are on the lender’s panel). Telephone Virgin Money or the broker and finish off any appropriate paperwork. Virgin Money will appoint a valuer who will get in contact with the estate agent or vendor to book an appointment. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. Virgin Money will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Pentonville.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. Pentonville is where the house is located. Can you offer any advice?
Flying freeholds in Pentonville are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Pentonville you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Pentonville may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My uncle has recommend that I appoint his conveyancers in Pentonville. Do I follow his recommendation?
Much as we are happy to recommend a Pentonville conveyancing lawyer the ideal way to find a conveyancing practitioner is to have referrals from friends or family who have used the firm you're considering.