Having sold my house in King's Cross last November but our buyer keeps calling daily complaining that their solicitor is waiting to hear from mine. What should have happened following completion?
Following your disposal your solicitor should send the transfer deeds and all additional paperwork to the buyer’s solicitors. Where relevant, your lawyer must also evidence that the legal charge in favour of the lender has been repaid to the buyers conveyancers. There are no post completion tasks just for conveyancing in King's Cross.
How can we tell if a King's Cross conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in King's Cross getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor carrying out your conveyancing.
My husband and I are in the throws of looking at houses in King's Cross and I am about to put in an offer. Is it wise to have my solicitor on ‘stand by’? I intend to finance via a home loan with TSB.
It would be sensible to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are taking out a mortgage with TSB, make sure you remember to check that your lawyer is on the TSB conveyancing panel.
I have finally had an offer on an apartment in King's Cross agreed to, the vendors do however have a connected purchase. The sellers have offered on somewhere, but it’s not yet agreed to, and are looking at other properties booked. I have instructed a bricks and mortar conveyancing solicitor in King's Cross. What do I do now? At what point do I apply for the mortgage with Principality?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of one thousand pounds, then survey, King's Cross conveyancing search costs, etc). First, you should check that your solicitor is on the Principality approved list. Concerning the subsequent steps this very much depends on the circumstances of your case, desire for the property and on the state of the market. During a hot market some buyers would apply for a home loan with Principality and pay for the valuation and only if it was satisfactory would they request their lawyer to move forward with searches.
My wife and I are selling our property in King's Cross and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any local conveyancer would know that there is no such problem. It does beg the question why the purchasers used an internet conveyancing practice as opposed to a conveyancing solicitor in King's Cross. Having lived in King's Cross for six years we know of no issue. Should we get in touch with our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing firm already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Despite weeks of looking the Title Certificate and documents to my house are lost. The lawyers who conducted the conveyancing in King's Cross 4 years ago no longer exist. What do I do?
Gone are the days when you need to have the physical official documentation to prove you are the owner of your registered land or property, as the Land Registry have everything they need in a digital format.
Due to the advice of my in-laws I had a survey completed on a property in King's Cross ahead of instructing conveyancers. I have been advised that there is a flying freehold element to the house. My surveyor advised that some mortgage companies may refuse to give a mortgage on such a premises.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. If you e-mail us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in King's Cross. Conveyancing will be smoother if you use a solicitor in King's Cross especially if they regularly deal with such properties in King's Cross.
I today plan to offer on a house that seems to be perfect, at a reasonable price which is making it more attractive. I have subsequently found out that the title is leasehold rather than freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in King's Cross. Conveyancing lawyers have are soon to be instructed. Will they explain the issues?
The majority of houses in King's Cross are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. It is clear that you are buying in King's Cross so you should seriously consider shopping around for a King's Cross conveyancing solicitor and be sure that they have experience in dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a leaseholder you will not be entirely free to do whatever you want with the house. The lease will likely included provisions for example obtaining the landlord’sconsent to conduct changes to the property. You may also be required to pay a contribution towards the maintenance of the estate where the property is part of an estate. Your lawyer should report to you on the legal implications.
I have tried to negotiate informally with with my landlord to extend my lease without success. Can the Leasehold Valuation Tribunal adjudicate on such issues? Can you recommend a King's Cross conveyancing firm to assist?
Most certainly. We can put you in touch with a King's Cross conveyancing firm who can help.
An example of a Lease Extension case for a King's Cross property is Flat 89 Trinity Court Grays Inn Road in February 2013. the Tribunal found that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 to the Leasehold Reform, Housing and Urban Development Act 1993 should be £36,229. This case affected 1 flat. The unexpired term was 66.8 years.