Just contacted my conveyancing lawyer in Clerkenwell who conducted the legals two years ago requesting a conveyancing estimate based on an identical type of home move (a leasehold property and a freehold premises) of almost identical values with a mortgage from Bank of Scotland. It looks as though am now being quoted double. Am I right to be tempted to shop around for a cheaper online firm of conveyancing solicitor?
The quote is fractionally on the steep side. If you are content to invest time contrasting costs you could reduce the fees marginally by perhaps £125. That being said, assuming were pleased with the legal work the firm offered you couldlive to rue opting for an a cheaper conveyancer. If is important to enquire that the conveyancer can act for Bank of Scotland. You can utilise our search tool to find a Clerkenwell conveyancing firm on the Bank of Scotland conveyancing panel, which can often include conveyancing solicitors in Clerkenwell.
I am purchasing a property in Clerkenwell. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Santander be concerned?
Given that your lender is Santander your lawyer must follow the formal requirements outlined in Part 2 of UK Finance Lenders’ Handbook for Santander. The Council of Mortgage Lenders’ Handbook stipulates minimum provisions for solar panel roof-space leases, and conveyancers are required to report to Santander where a lease does not comply with these provisions. The specifications relate to the installation of panels on properties in England and Wales and is not restricted to Clerkenwell.
After weeks of negotiation I have agreed a price on a house in Clerkenwell. My financial adviser suggested a solicitor. I paid an advanced payment of £200. Shortly after, the solicitor called me embarrassingly acknowledging that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Intending to buy a apartment in Clerkenwell. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Clerkenwell lawyer is on the RBS conveyancing panel.
My colleague recommended that where I am buying in Clerkenwell I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually quoted for as part of the standard Clerkenwell conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Clerkenwell around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data about Clerkenwell.
The deeds to our property can not be found. The solicitors who conducted the conveyancing in Clerkenwell 10 years ago no longer exist. What are my options?
You no longer need to have the physical original deeds to prove you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Clerkenwell is the location of the property. What do you suggest?
Flying freeholds in Clerkenwell are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Clerkenwell you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clerkenwell may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
What makes your site different to alternative online quote calculators for conveyancing in Clerkenwell?
At this site secure a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Clerkenwell. Unlike many estate agents and brokerage sites we do not charge firms a fee if you choose them for your property ownership legalities in Clerkenwell