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FACT : Chesham Bois Conveyancing Solicitors Know more about Conveyancing in Chesham Bois

Reasons to use our Chesham Bois conveyancing solicitors

  • 1 We are the UKs most comprehensive residential conveyancing directory service identifying mortgage company approved law practices delivering conveyancing in Chesham Bois regulated by the SRA or CLC.
  • 2 Low cost packages from online conveyancers might be tempting. However, these companies are often based many kilometers away with limited understanding of the factors that affect property transactions in Chesham Bois
  • 3 Personal touch and pure property expertise are key benefits that you should look for when selecting conveyancing solicitors. Chesham Bois property deals can become significantly more stressful because of poor communication between all the parties. The lawyers we work with endeavour to make sure that communication channels are open and act on arising issues and developments expeditiously.
  • 4 Solicitor conveyancing solicitors have extremely good personal connections with Chesham Bois selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 5 The Chesham Bois conveyancing firms that are listed are dedicated to providing value for money, efficient and transparent conveyancing service to home buyers, sellers and remortgagors in Chesham Bois

Examples of recent conveyancing in Chesham Bois since July 2021*

Transfer

of detached residence residence, Bois Moor Road, HP5 1SS completing on 30/07/2021 at a price of £707,000. The conveyancing process included amongst the various tasks: taking formal instructions from and updating the seller client, agreeing completion date with parties, sending title deeds and signed transfer to purchaser’s solicitor

Disposal

of terraced residence, Grimsdells Lane, HP6 6HH completing on 02/08/2021 at a price of £985,000. The legal transfer of property incorporates some of the following tasks: taking formal instructions from and updating the seller client, preparing statement detailing charges, setting up the completion formalities

Conveyance

of flat Station Road HP7 0AX, at a price of £290,000. Leasehold conveyancing work included: drafting the sale agreement and Transfer, sending conveyancing papers to buyers representatives, securing official copies of the title

Sale

of detached residence property, Cedar Grove, HP7 9BG completing on 26/07/2021 at a price of £1,015,000. The conveyancing process included amongst the various tasks: sending the transfer to the vendor for execution in preparation for completion, taking formal instructions from and updating the seller client, sending title deeds and executed transfer to buyer’s conveyancer

Recently asked questions about conveyancing in Chesham Bois

My fiance and I changing mortgage lender for our maisonette in Chesham Bois with Co-operative. We have a son 18 who lives with us. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the flat is repossessed. I have two questions (1) Is this document specific to the Co-operative conveyancing panel as he did not need to sign this form when we bought 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Co-operative. This is solely used to protect Co-operative if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Co-operative had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I have been told by my lawyer that flying freehold insurance is needed on my purchase. What is the level of cover for Chesham Bois conveyancing?

The appropriate level of flying freehold indemnity insurance depends on who your lender is. It would differ for example between Nationwide Building Society and Virgin Money. Conveyancing practitioners as opposed to members of the public take out such insurances.

I'm the sole recipient of my late mum's will and I have everything in my name now, including the house in Chesham Bois. The Chesham Bois property was put into my name in September. I want to move. I understand that there is a Mortgage Lenders six month 'rule', which means that my property ownership could be regarded the same way as if I'd bought the house in September. Is the property unsalable for six months?

The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. Most mortgage companies would take a sensible view as this provision primarily exists to pick up on the purchase and immediately sell or the flipping of property.

I currently have a mortgage with Clydesdale for my property in Chesham Bois. Conveyancing has been completed some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Clydesdale?

You must advise Clydesdale in advance of renting your property as this is likely to be a breach of Clydesdale’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. It should not be necessary to do this via a Clydesdale conveyancing panel lawyer.

I note that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a property in Chesham Bois? or I am told that there is historic law that could mean that owners of property residing in a parish church boundary may be liable to contribute towards maintenance to the chancel within the church. Is this relevant for conveyancing in Chesham Bois?

Unless a previous purchase of the house took place post 12 October 2013 you may assume that conveyancing practitioners conducting conveyancing in Chesham Bois to remain encouraging a chancel search and or chancel repair liability policy.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Chesham Bois?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Chesham Bois. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I'm buying my first flat in Chesham Bois with a loan from Yorkshire Building Society. The sellers would not reduce the price so I negotiated 6k of additionals instead. The sale representative advised me not reveal to my lawyer about this side-deal as it may impact my mortgage with Yorkshire Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I only have Fifty years left on my flat in Chesham Bois. I now want to get lease extension but my freeholder is can not be found. What options are available to me?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be extended by the magistrate. You will be obliged to prove that you or your lawyers have made all reasonable attempts to locate the lessor. For most situations an enquiry agent may be helpful to conduct investigations and to produce a report to be accepted by the court as evidence that the freeholder is indeed missing. It is advisable to get professional help from a conveyancer both on devolving into the landlord’s absence and the application to the County Court overseeing Chesham Bois.

Chesham Bois Leasehold Conveyancing - Examples of Queries Prior to buying

    Are there any major works anticipated that will add a premium to the maintenance charges? Is the freehold reversion owned collectively by the tenants? What restrictions are there in the Chesham Bois Lease?

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Commercial Conveyancing solicitors in Chesham Bois regulated by the SRA

The list below is a small selection of solicitors in Chesham Bois specialising in commercial conveyancing in Chesham Bois. This could include advice on commercial leases including all matters relating to landlord and tenant law
  • Lennons Solicitors Limited, Chess Chambers, 2 Broadway Court, High Street, Chesham, Buckinghamshire, HP5 1EG
  • Sheratons Solicitors Ltd, 4 Broadway Court, High Street, Chesham, Buckinghamshire, HP5 1EG
  • Bps Solicitors, 85 High Street, Chesham, Buckinghamshire, HP5 1DE
  • Plainlaw Llp, Acers, Doggetts Wood Lane, Chalfont St. Giles, Buckinghamshire, HP8 4TH
  • Batemans, 58 High Street, Bovingdon, Hemel Hempstead, Hertfordshire, HP3 0HJ

Planning law solicitors in Chesham Bois regulated by the Solicitors Regulation Authority

The list below is a non-comprehensive list of solicitors in Chesham Bois specialising in planning law. This may include advice on planning applications and appeals
  • Bps Solicitors, 85 High Street, Chesham, Buckinghamshire, HP5 1DE

Purchase in Chesham Bois is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Lawyer instructed by the buyer once the offer has been accepted
  • Investigating the title unregistered or registered
  • Ordering Chesham Bois searches for the title
  • Reviewing draft contract and other documentation supplied by the owner’s property lawyer
  • Raising queries with the seller’s property lawyer
  • Agreeing the wording of the sale agreement
  • Reviewing replies provided by the owner to pre-exchange enquiries
  • Negotiating a Transfer document
  • Advising the purchasing in respect of the mortgage offer: (if relevant)
  • Drafting and sending the purchaser a report on title (that is; reporting to the buyer on the contents of the contract pack, pre-contract enquiries and the result of the searches)
  • Proceeding to exchange of contracts and then completion formalities
  • Completion of and submitting to HM Revenue and Customs the correct stamp duty forms and payment
  • Registering the new ownership and the mortgage (where appropriate) at the HM Land Registry.

Neighboring Locations

Chesham
Berkhamsted
Chesham Bois
Amersham
Chalfont St Giles
Chalfont St Peter

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.