Our Lambeth solicitor has uncovered a difference when comparing the surveyor’s assumptions in the home valuation survey and what is revealed within the legal papers for the property. My lawyer says that he needs to ensure that the lender is happy with this discrepancy and is content to go ahead. Is my lawyer’s course or action legitimate?
Your solicitor must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
We are aiming to move home in November. Does my conveyancing solicitor update the removal company on the completion day. As an aside, can you put forward a removal company in Lambeth. Conveyancing lawyer was found before I stumbled across your site.
On the day of completion you will need to collect the keys from the selling agent but this can only be done once the sellers conveyancers advise the agent that the monies to complete are in and the keys can be collected. After that you will need to tell the removal company that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can help you choose a conveyancing in Lambeth or a lawyer with expertise in conveyancing in Lambeth.
We had chosen conveyancing lawyers locally in Lambeth on the Virgin Money solicitor approved list. They have just billed me a supplemental sum for the legal aspects of the Virgin Money mortgage. Is this an additional conveyancing fee specified by Virgin Money?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your lawyer may charge a fee for this. This charge is not set by Virgin Money but by your Lambeth conveyancer. Some firms on the Virgin Money panel will charge an ‘acting for lender’ fee and others do not.
I am buying a property in Lambeth. One unusual aspect is that the roof has a solar panel. TSB have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is TSB your lawyer must follow the conveyancing instructions set out in Part two of UK Finance Lenders’ Handbook for TSB. The Council of Mortgage Lenders’ Handbook contains minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to TSB where a lease does not comply with these conditions. The conditions relate to the installation of panels on properties countrywide and is not limited to Lambeth.
I decided to have a survey done on a property in Lambeth ahead of retaining solicitors. I have been told that there is a flying freehold aspect to the property. Our surveyor has said that some mortgage companies may not give a mortgage on such a property.
It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. If you call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Lambeth. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Lambeth to see if the conveyancing will be more expensive.
I am downsizing from my property. My past solicitors closed down. I would be grateful for any recommendation of a conveyancing firm. Im based in Lambeth if that makes a difference.
You should use our search tool to help you choose a solicitor for your conveyancing in Lambeth. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
My cousin has suggested that I appoint his conveyancers in Lambeth. Should I choose my own conveyancer?
Much as we are happy to recommend a Lambeth conveyancing lawyer the best way to choose a conveyancing lawyer is to get recommendations from friends or family who have used the solicitor that you are contemplating using.
My folks are experiencing problems in finding their Lambeth land registry title on the site. They have a vague recollection back in the 60’s when they purchased the bungalow there were complications concerning Lambeth not being recognised in some systems.
Nearly all properties in Lambeth should appear. Have you attempted a search with simply the postcode. Ordinarily it will identify all the houses and flats inside that postcode. Where registered it will show up with a title number. If they bought fifty years ago it's conceivable it may be unregistered. The property might still be revealed but with the title number identified as 'na'. In this scenario you will need to locate the original title papers which could be with your parent’s mortgage company.