Do I need to have a meeting at the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Clapham so that I can attend their offices if required.
Whereas this was necessary ten years ago, most mortgage companies no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to supply identification documents and there are still distinct benefits to instructing a local solicitor, in your situation a conveyancing solicitor in Clapham.
There is lots of information on this site about conveyancing in Clapham but what is your top tip for selecting the right conveyancer in Clapham
It would be unwise to be tempted by the lowest Clapham conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
Can you point me to a directory of Co-operative panel solicitors in Clapham on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings viewable over the internet. If you are looking for a Clapham lawyer on the Co-operative please make the most of our facility.
I have instructed a Clapham solicitor having made sure that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Clapham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Despite weeks of looking the Title Certificate and documents to our house are lost. The lawyers who dealt with the conveyancing in Clapham 4 years ago no longer exist. What do I do?
Gone are the days when you need to hold title deeds to establish that you are the owner of your registered land or premises, given that the Land Registry hold details of all registered land or property electronically.
How does conveyancing in Clapham differ for new build properties?
Most buyers of new build property in Clapham come to us having been asked by the developer to sign contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Clapham typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Clapham or who has acted in the same development.
Due to the input of my in-laws I had a survey completed on a property in Clapham before instructing solicitors. I have been informed that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies tend refuse to grant a loan on this type of property.
It varies from the lender to lender. Santander has different requirements from Halifax. Should you wish to call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Clapham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Clapham to see if the conveyancing costs will increase in light of this.
I have recently realised that I have Fifty years remaining on my lease in Clapham. I now want to extend my lease but my freeholder is absent. What are my options?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. You will be obliged to demonstrate that you or your lawyers have used your best endeavours to track down the freeholder. On the whole a specialist would be helpful to carry out a search and to produce an expert document which can be used as evidence that the landlord can not be located. It is advisable to get professional help from a property lawyer both on proving the landlord’s absence and the vesting order request to the County Court covering Clapham.
I have tried to negotiate informally with with my landlord to extend my lease without any joy. Can a leaseholder apply to the Leasehold Valuation Tribunal? Can you recommend a Clapham conveyancing firm to help?
Most certainly. We are happy to put you in touch with a Clapham conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Clapham flat is 23 Chelsham Road in May 2013. the Tribunal found that the sum of £13,870.00 was payable for the freehold following a vestig order having been granted by Swansea County Court dated 1st March 2013 This case affected 3 flats. The number of years remaining on the existing lease(s) was 99 years.