My husband and I are approaching an exchange on a flat in Bolsover and my parents have sent the ten percent deposit to my conveyancer. I am now informed that as the deposit has been sent from someone other than me my solicitor needs to disclose this to my bank. Apparently, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the lender concerning my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?
Your lawyer is duty bound to clarify with lender to ensure that they know that the balance of the purchase price is not from your own funds. Your solicitor can only notify this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
I am aiming to move house in January. Should my conveyancing solicitor communicate with the removal company on the completion day. As an aside, can you put forward a removal company in Bolsover. Conveyancing firm was chosen before I stumbled across your page.
On the afternoon of completion you can collect the keys from the estate agent but this can only happen after the vendors conveyancers inform the agent that they have the completion monies and the keys can be passed over. After that you will need to tell the removal men that you are ready to move in. We are not in a position to suggest a particular removal company but can assist you in locating a residential property solicitor in Bolsover or a solicitor with expertise in conveyancing in Bolsover.
I had a mortgage agreed in principle with RBS. Bolsover conveyancing solicitors are instructed. How long does it take for RBS to forward the offer to the conveyancer?
There is no definitive answer here. Have RBS completed the survey? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I recently had an offer agreed on an apartment in Bolsover. My mortgage broker recommended their conveyancers. I paid an upfront payment of £200. Not long after, the conveyancer contacted me sheepishly admitting that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
About to purchase a new build apartment in Bolsover. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Bolsover
Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Forfeiture - bankruptcy or liquidation must not apply under this provision.
I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what was supposed to be a quick, chain free conveyancing. Bolsover is the location of the property. What do you suggest?
Flying freeholds in Bolsover are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bolsover you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bolsover may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Hoping to buy a property located in Bolsover and I am already nervous. I couldn't find anything specific about Bolsover. Conveyancing will be needed in due course but do you know about the Bolsover area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Bolsover. In the meantime here are some basic statistics that we found
What tools are available to find a Bolsover conveyancing solicitor on the bank conveyancing panel? I have a car and am prepared to travel up to twentykilometers to attend the conveyancer.
You can use the find a conveyancing panel tool on this website. Please choose the lender and your location, in this case Bolsover and you will see a number of lawyer located nearest Bolsover. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.