I am expecting a offer of a home loan from Halifax. My intention is to instruct a Licensed Conveyancer in Selston. Does the Halifax Conveyancing panel include Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We are looking to buy a house and need a conveyancing solicitor in Selston who is on the Lloyds conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Selston.
I completed on my apartment on 6 September and the transaction details is yet to be registered. Any reason for this? My conveyancing solicitor in Selston expressed confidence that it should be dealt with inside ten days. Are properties in Selston uniquely lengthy to register?
As far as conveyancing in Selston registration is no quicker or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can differ depending on who lodges the application, whether it is in order and if the Land registry need to notify any third parties. At present approximately three quarters of such applications are completed in less than three weeks but some can be subject to longer delays. Historically registration takes place after the purchaser is living at the premises therefore 'speed' is not always primary concern but if there is a degree of urgency associated with the registration then you or your conveyancer should contact the land registry and explain the circumstances.
I decided to have a survey done on a property in Selston before appointing conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some banks may not issue a loan on such a premises.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. Should you wish to telephone us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Selston. Conveyancing will be smoother if you use a solicitor in Selston especially if they are accustomed to such properties in Selston.
My husband and I are new to the buying process - had an offer accepted, but the estate agent has warned us that the vendor will only proceed if we appoint their preferred lawyers as they want a ‘quick sale’. Our preferred option is to instruct a local conveyancer accustomed to conveyancing in Selston
It is unlikely the sellers are behind this. Should the owner desire ‘a quick sale', taking such a hostile approach to a serious purchaser is counter productive. Bypass the agents and go straight to the owners and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you will continue to use your own,trusted Selston conveyancing lawyers - not the ones that will earn the estate agent a introducer fee or achieve conveyancing figures set by head office.
I am in need of some leasehold conveyancing in Selston. Before I get started I would like to find out the unexpired term of the lease.
Assuming the lease is recorded at the land registry - and most are in Selston - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Selston Leasehold Conveyancing - A selection of Queries Prior to buying
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What is the maintenance charge and ground rent on the apartment? How many of the leaseholders are in arrears for their maintenance charge payments? Does this lease have in excess of 85 years left?