My wife and I are buying a 3 bedroom flat in Selston with a mortgage. We would like to retain our Selston conveyancer, but the lender says he's not on their "panel". It appears that we have no option but to instruct one of the bank panel firms or continue with our Selston conveyancing practitioner as well as pay for one of their panel lawyers to represent them. We feel that this is unjust; can we not demand that the lender use our Selston lawyer ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Selston conveyancing solicitor to apply to be on the conveyancing panel.
In the event thatI was to acquire a freehold homein Selston mortgage fee and have no survey and no local authority searches how much should I expect to have to pay for conveyancing in Selston?
Any savings you would make would be isolated to the costs for searches. Your lawyer is required to do the vast majority of work - money laundering, communicating with your sellers conveyancer, SDLT return, register the title etc. A marginal saving might be made by not having to register a mortgage but it will not be meaningful.
Having sold my house in Selston last November but my buyer keeps e-mailing daily to moan that his solicitor needs to hear from mylawyer. What should have happened now that I have sold?
Post completion of your disposal your lawyer is obliged to deliver the transfer documentation and all of the paperwork to the purchaser's conveyancer. If applicable, your lawyer must also evidence that the home loan has been repaid to the purchasers solicitors. There are no post completion formalities just for conveyancing in Selston.
I have 71 years left on my lease and require a lease extension for my apartment in Selston. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 3/8/2025 the requirements read as follows :
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a simple, chain free conveyancing. Selston is the location of the property. Can you offer any guidance?
Flying freeholds in Selston are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Selston you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Selston may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My business partner and I are planning to lease a unit on the high street. Can you recommend lawyers offering no-sale-no costs for commercial conveyancing in Selston for under 2k?
We can recommend firms who have well rounded knowledge of commercial conveyancing in Selston, including the sale and purchase of businesses as well as simply premises. Whether you are intending to purchase or sell a shop, pub, restaurant, office, retail premises or a complete business we will find you the right lawyer. Regarding the fees this will depend on the structure and heads of terms of the proposed transaction. Let us have your contact information or email so as to enable us to furnish you with comprehensive commercial conveyancing quote.