We were about to retain a conveyancing solicitor in Mansfield listed using your search tool but stumbled across some other estimates via the web appear cheaper – how come?
One can find many firms of conveyancers advertising what appear to be extremely cheap conveyancing in Mansfield. We suggest that you think twice as to how much you respect your own move to you are willing to take 'cheap' risks over the quality of the legal work. Many of them list a bargain quote as a headline but hide additional fees in the small print..
We see that you have a post code search directory identifying law firms on the Bank of Ireland conveyancing panel. Do companies pay you a referral fee if I instruct them for our conveyancing in Mansfield?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Mansfield.
is it true that all Mansfield conveyancing solicitors on the Yorkshire BS conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Yorkshire BS approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Many mortgage companies do list licenced conveyancers on their panel in which case such organisation would be overseen by the CLC.
We had chosen solicitors located in Mansfield on the UBS solicitor panel. They are now charging me a supplemental fee for handling the UBS mortgage. Is this an additional conveyancing fee set by UBS?
Unfortunately, so long as it is in their Terms of Engagement or estimate then yes your property lawyer can levy a fee for this. The fee is not set by UBS but by your Mansfield property lawyer. Plenty of firms on the UBS panel will quote ’dealing with mortgage’ fee but many firms incorporate it on their overall fee.
I am due to exchange contracts on my house. I had a double glazing fitted in February 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Barclays are being problematic. The Mansfield solicitor who is on the Barclays conveyancing panel is saying indemnity insurance will be fine but Barclays are insisting on a building regulation certificate. Why do Barclays have a conveyancing panel if they don't accept advice from them?
It is probably the case that Barclays have referred the matter to their valuer. The reason why Barclays may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am purchasing a house and the conveyancer has mentioned Chancel Repair to which the property could be obligated to pay as it falls into the area of such a church. She has suggested insurance. Is this really required for conveyancing in Mansfield
Unless a previous acquisition of the property took place after 12 October 2013 you may take it that conveyancing practitioners delivering conveyancing in Mansfield to remain recommending a chancel search and or chancel repair liability insurance.
I am buying a new build house in Mansfield benefiting from help to buy. The sellers would not budge the price so I negotiated 6k of extras instead. The sale representative suggested that I not reveal to my lawyer about this deal as it could adversely affect my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Last May I purchased a leasehold property in Mansfield. Do I have any liability for service charges relating to a period prior to my ownership?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Mansfield Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing
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Are any of leasehold owners in dispute over their service charge liability? The answer will be helpful as a) areas may cause problems for the building as the communal areas may begin to deteriorate if services are not paid for b) if the leaseholders have an issue with the running of the building you will wish to have full disclosure The prefered form of lease arrangement is if the freehold title is owned by the leaseholders. In this scenario the lessees benefit from control and even though a managing agent is often retained if it is larger than a house conversion, the managing agent acts for the leaseholders themselves.