It is a dozen years since I bought my home in Mansfield. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate my title deeds. Will this jeopardise the sale?
Don’t worry too much. Firstly the deeds may be retained by the mortgage company or they may be archived with the conveyancers who handled the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Most conveyancing in Mansfield involves registered property but in the unlikely event that your home is unregistered it is more of a problem but is resolvable.
We just had an offer accepted to purchase with Darlington Building Society. I went into a couple of high street companies yet cant to find a Mansfield conveyancing firm on the Darlington Building Society panel. Please you assist?
You should take advantage of the search tool on this site. Pick the lender and type Mansfield or your preferred area and you will see numerous solicitors based in Mansfield or nearest you.
I have been on the look out for a ground for flat up to £245,000 and found one near me in Mansfield I like with amenity areas and transport links nearby, the downside is that it only has 61 years on the lease. I can't really find anything else in Mansfield in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a mortgage the remaining unexpired lease term will likely be an issue. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you could request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.
Is it possible to change solicitor as I have to appoint one who is on the Virgin Money conveyancing panel. I hired a high street conveyancing solicitor in Mansfield round the corner but the firm is not accepted by Virgin Money
It would be our pleasure to assist you select a conveyancing solicitor in Mansfield on the Virgin Money panel. Please note that the property lawyers that we list do not pay us fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Mansfield. In making use of search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Mansfield.
We're novice buyers - agreed a price, but the agent told us that the seller will only proceed if we use their recommended solicitors as they want a ‘quick sale’. We would rather use a family solicitor used to conveyancing in Mansfield
It is highly unlikely the owners are behind this. Should the owner desire ‘a quick sale', taking such a hostile approach to a genuine buyer is is going to put the whole deal at risk. Bypass the agents and go straight to the sellers and make sure they understand (a)you are keen to buy (b)you are ready to progress, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)but you will continue to instruct your own,trusted Mansfield conveyancing firm - not the ones that will earn the negotiator at the agency a referral fee or achieve conveyancing thresholds set by head office.
We have an offer in principle from Virgin Money who indicated that they will loan up to £300k. When do we need to instruct a practitioner for conveyancing? Mansfield is where we plan to move to.
You can instruct a solicitor now so that the solicitor can open the file so they can conduct their AML checks etc. As and when you wish them to start work they will seek a payment on account usually about £200. That would normally be once you have the loan offer from your bank and survey back, nevertheless if you want to expedite matters you can start the ball rolling sooner even though you may be risking some expense.