Me and my wife are buying a ground floor flat in Chesterfield. My lawyer is not listed on the lender approved list. Can I still use my Chesterfield conveyancing solicitor even though they are excluded from the bank list of approved lawyers?
One must have a conveyancer to complete the formalities when you need a mortgage to buy your home. They will carry out all the necessary due diligence on the property, make sure that you will be registered as proprietor and ensure that all the necessary mortgage paperwork is dealt with. You may select a Chesterfield conveyancing practitioner of your choice. Nevertheless, if the property lawyer selected is not a member of the mortgage company approved list further charges will be levied as separate legal representation will be need by the lender. Lender panel applications may be submitted, so if your lawyer has not historically applied for membership they should take the opportunity to apply.
We note that you have a post code search directory listing law firms on the Yorkshire BS conveyancing panel. Do firms pay you a referral fee if I retain them for our conveyancing in Chesterfield?
We are a listing service only for law firms wishing to communicate if they are on the Yorkshire BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Chesterfield.
The Chesterfield conveyancing lawyers that just started acting on my house acquisition in Chesterfield have suddenly closed. I chose them because I needed a lawyer on the Bank of Ireland conveyancing panel and my preferred Chesterfield lawyer was not. I gave my credit card details for them to take one hundred and fifty pounds for searches. What are my options?
Assuming that you have an Estate Agent in the equation then let them know straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Bank of Ireland conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help.
Do commercial conveyancing searches reveal planned roadworks that may affect a commercial estate in Chesterfield?
Many commercial conveyancing solicitors in Chesterfield will order a SiteSolutions Highways report as it reduces the time that conveyancers spend in investigating accurate data on highways that impact buildings and development assets in Chesterfield. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Chesterfield.
For each commercial conveyancing transaction in Chesterfield it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to Chesterfield commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not ordered for residential conveyancing in Chesterfield.
I decided to have a survey done on a house in Chesterfield in advance of retaining conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some lenders may not issue a mortgage on such a property.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chesterfield. Conveyancing will be smoother if you use a solicitor in Chesterfield especially if they are acquainted with such properties in Chesterfield.
In my capacity as executor for the will of my grandmother I am disposing of a property in Cardiff but I am based in Chesterfield. My solicitor (based 250 kilometers from mehas requested that I execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Chesterfield to attest this legal document for me?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are located in Chesterfield